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38638 Marshall Street, Umatilla
$279,999
4 Beds ⋅ 2 Baths ⋅ Whidbys Sub SubDv. ⋅ 32784 Zip Code
Motivated seller! Welcome to 38638 Marshall St in Umatilla, FL – a fully renovated home that offers the perfect blend of modern luxury and timeless appeal. This stunning property has been thoughtfully updated inside and out, featuring a reinforced foundation with additional joists for lasting stability. The new Jeld Wen windows, fresh paint, and 2024 new roof enhance the home’s curb appeal and efficiency. Step inside to discover a brand new kitchen that will inspire any home chef. The kitchen boasts upgraded level 3 granite countertops, including an impressive waterfall counter, and seamlessly extends into a spacious dining area. Equipped with top-of-the-line GE stainless steel appliances, this kitchen is both stylish and functional. The home continues to impress with a beautiful master bathroom featuring a large shower, and a fully renovated guest bathroom that combines modern design with comfort. This residence offers four generously sized bedrooms, each equipped with ceiling fans and energy-saving LED lighting. The new laminate and tile flooring throughout the house complements the freshly painted interiors, creating a move-in-ready environment. Additional modern comforts include a new HVAC system, a NEST thermostat, and a new water heater. Outside, the rear deck invites you to relax and enjoy the expansive one-acre backyard, perfect for outdoor gatherings or future enhancements. Located in a rapidly growing area with new housing developments just across the street, this property not only provides a private retreat but also promises future appreciation. With no HOA restrictions, you have the freedom to make the most of your large, private yard. Don’t miss this opportunity to own a beautifully renovated home in a thriving community. Contact us today to schedule a viewing. Seller Concessions to buyer! Don't miss this opportunity.

38638 Marshall Street, Umatilla

93 Fairway Circle, Umatilla
$299,900
3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code
Welcome to the perfect blend of peaceful living and modern convenience! Nestled inside a 55+ gated community, this beautifully maintained 3-bedroom, 2-bath home offers the ideal setting for those seeking a quiet, small-town feel without sacrificing proximity to everything you need. Step inside and you’ll immediately appreciate the bright, open floor plan designed for both everyday living and effortless entertaining. The spacious living area flow seamlessly into the kitchen which features tons of great cabinet storage and countertop space, creating a welcoming atmosphere filled with natural light and comfort. This home has been thoughtfully updated with major improvements already taken care of for you, including a brand-new roof (January 2026), new AC system (July 2025), and a new Rainbird sprinkler system (November 2025)—giving you peace of mind and efficiency for years to come. The split-bedroom layout offers privacy for the primary suite, while the additional bedrooms are perfect for family, guests, or even a home office. The large laundry room has ample room with a wash sink, cabinets for storage and closet pantry. You will love your mornings as you sip your coffee on your enclosed back porch. Outside, enjoy a low-maintenance yard with irrigation already in place, ideal for relaxing evenings or weekend gatherings grilling on your paver back patio. Another feature of this home you will love is the garage privacy screen. Located in a charming community that captures a small-town atmosphere, you’ll love being just minutes from shopping, dining, and everyday conveniences. Residents also enjoy access to fantastic amenities, including a community pool and clubhouse, perfect for socializing and soaking up the Florida lifestyle. This move-in-ready gem checks all the boxes. Don’t miss your chance to enjoy comfort, convenience, and community all in one place!

93 Fairway Circle, Umatilla

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32784 Umatilla FL Homes for Sale

32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

Is 32784 a buyer's or seller's market?

Updated November 4, 2026: active listings as of November 4; sales through September 2026. Stellar MLS.

Zip code 32784 in Umatilla is close to a balanced market right now: neither buyers nor sellers hold a clear edge. There are 4 months of supply here against 4.3 across the four counties we track, and the typical seller is closing at 95.1 percent of their original asking price against 96 percent regionally. Supply favors the seller and the price figure favors the buyer, so the two cancel out.

Months of inventory, also called months of supply, is how long the homes listed for sale would last at the past year's sales pace if nothing new came on the market: 71 active listings in 32784 divided by 17.83 closed sales a month comes to 4 months.

The asking price figure is the median close price against the original list price across 214 sales in the last twelve months, so a price cut counts as part of what the seller gave up.

For Lake County as a whole, see Is Lake County a buyer's or seller's market?

32784 Zip Code Homes For Sale By Price Range

Browse Umatilla Properties by Price Category
Property Type Price Range Bedrooms Area
32784 Starter Homes Under $280,000 2-3 32784 Umatilla, FL
32784 Family Homes $280,000-$370,000 3-4 32784 Umatilla, FL
32784 Newer & Larger Homes $370,000-$450,000 3-4 32784 Umatilla, FL
32784 Acreage & Lakefront Over $450,000 3-5+ 32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings
71
Median Sale Price
$341,600
Homes Sold (July)
15
Average Days on Market
98

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

In-town pricing popular with value buyers.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Umatilla 32784 is popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

Prefer to talk? Call (407) 616-9019, contact our team, or register for free market reports.

 

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