Browse All 32784 Zip Code FL Properties for Sale

4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code

Under Construction. Welcome to Magnolia Pointe, a new home community in Umatilla, Florida. Introducing the Cali floorplan, where every square foot is put to use with sophistication and comfort. Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and luxury vinyl plank floors. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen is a true highlight, including quartz countertops, sleek stainless-steel appliances, a walk-in pantry and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms offer flexibility for various lifestyles. The primary suite located in the rear of the home is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms feature plush carpet for comfort and share one well-appointed bathroom, making morning routines a breeze. Laundry won't be a chore with its dedicated space convenient to all bedrooms. Like all homes in Magnolia Pointe, the Cali includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

140 Flag Lilly Lane, Umatilla

$369,000

2 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

81 Fairway Circle, Umatilla

$14,000

Big Scrub SubDv. ⋅ 32784 Zip Code

Escape to the peaceful outskirts of the Ocala National Forest with this 0.19 residential lot in Umatilla. Surrounded by nature, this property offers the opportunity to build your own retreat or make an investment. Look into Marion County Property Appraisers for exact location. Come explore the possibilities.

Se 144th Lane, Umatilla

$23,000

32784 Zip Code

Here is your opportunity to own a large private lot with no HOA. Build on your own time with your own builder.

20385 Se 155th Place, Umatilla

$1,250,000

Umatilla Trowells Plan SubDv. ⋅ 32784 Zip Code

Exceptional income-producing mixed-use property located in the heart of downtown Umatilla. This well-maintained 10-unit building features a desirable blend of 6 residential apartments and 4 commercial storefronts, offering diversified revenue streams and strong investment potential. The property underwent a comprehensive renovation approximately 2 years ago, including extensive updates down to the studs, providing investors with the benefits of modernized systems, improved functionality, and reduced maintenance concerns. The commercial spaces are currently leased, creating immediate income, while the residential units contribute additional stable cash flow. Situated in a highly visible downtown location with convenient access to local businesses, dining, and community amenities, this property presents an excellent opportunity for investors seeking a turnkey mixed-use asset in a growing Central Florida market. Highlights include: 10 total units (6 residential / 4 commercial) Established income-producing property Commercial spaces leased Major renovation completed approximately 2 years ago Downtown location with strong visibility and accessibility Diversified tenant mix Ideal addition to an investment portfolio Whether you're expanding your portfolio or seeking a stable mixed-use investment, this downtown Umatilla property offers long-term income potential and value appreciation opportunities.

80 N Central Avenue, Umatilla

$249,000

2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code

Waterfront! This charming bungalow sits directly on the shores of 68-acre Lake Bracy in the peaceful Three Lakes subdivision. Your private backyard deck looks across the water at a protected view of old Florida woods and nature, offering the ultimate backdrop with no back-facing neighbors. Enjoy the peaceful setting from inside through the large windows overlooking the lake and watch wading birds, fish jump and occasional native wildlife.Bring the pups! Fully fenced backyard! Maintained with pride of ownership, this 2-bedroom, block home offers classic charm meets smart, modern functionality. As you step inside, you are greeted by warm, real, hardwood floors and an inviting layout. The heart of the home features a character-rich kitchen equipped with knotty-pine wood cabinets and elegant glass-front displays perfect for showcasing your culinary collection. Notice the custom Built-Ins in the Dining area as well. The Main Living area is open and there are views of the Lake no matter where you sit. Storage is never an issue here, as the home boasts an impressive abundance of closets and storage options throughout to keep your living spaces organized and clutter-free. Notice the etched-glass paneled closet doors for added character. Professionally converted from a former carport, don’t overlook the 300+ sq feet of fully screened-in living area providing expansive bonus space and provides the ultimate setting for large-scale entertaining, dynamic dining, or peaceful morning coffee. Enjoy the fresh evening breeze completely free from pests and bugs in a space designed to blend indoor comfort with outdoor freedom. Nestled in a desirable neighborhood, this turnkey gem offers the perfect balance of cozy historic detail and major system updates. AC 2026. Roof 2022. Water Heater 2022. Gutters with Leaf Guard installed 2020. Range 2026. Deck Resurfaced 2025. Shed conveys with property. one or more pictures are virtually staged.

37401 Turner Drive, Umatilla

$269,900

3 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Ph 1 SubDv. ⋅ 32784 Zip Code

Why wait for construction to finish when you can settle into your new home right after closing? Located in Magnolia Pointe in Umatilla, Florida, this 2025-built D.R. Horton home offers the conveniences of newer construction without the wait. With an open floor plan, included appliances, and access to neighborhood amenities, it's an appealing option for anyone looking for a simple transition. The main living area brings the kitchen and living room together, creating a comfortable space for everyday activities. Whether you're catching up on your favorite show, preparing dinner, or chatting with someone sitting at the kitchen counter, the open layout keeps everything connected. The kitchen features shaker-style cabinetry, stainless steel appliances, a pantry, and counter seating that's perfect for casual meals or morning coffee. One particularly convenient benefit is that the appliances, including the washer and dryer, are already included. That means fewer items to buy, coordinate, or have delivered after moving in. The split-bedroom floor plan separates the primary suite from the additional bedrooms, so everyone can enjoy their own space. The primary suite includes a private bathroom with dual sinks, a step-in shower, and a walk-in closet. The other bedrooms offer flexibility for guests, hobbies, or a home office. Step out to the covered back porch to enjoy fresh air without leaving home. The smaller backyard is easy to manage, making it a practical option for those who would rather spend their weekends doing something other than extensive yardwork. It also has a two-car garage for parking and extra storage. While the home offers comfortable, low-maintenance living, Magnolia Pointe also provides opportunities to enjoy the outdoors. Residents have access to a community swimming pool, dog park, walking trail, and an open green space. Whether you're taking an evening stroll, relaxing by the pool, or taking your dog out, there are ways to enjoy the neighborhood beyond your own backyard. The location also makes it easy to enjoy what this part of Lake County offers. Grocery shopping and downtown Umatilla are nearby, while downtown Eustis, Mount Dora, and Tavares are about 20 to 30 minutes away. If you'd rather spend the day exploring nature, the Ocala National Forest is approximately 10 to 15 minutes away, with access to trails, springs, and outdoor recreation. For buyers comparing new construction and resale homes in Umatilla, another benefit to consider is the remaining transferable 10-year builder warranty, subject to its terms and coverage. With a practical layout, modern finishes, included appliances, and immediate availability after closing, this home lets you enjoy the benefits of newer construction without starting from scratch. Come see how easily you could settle into life at Magnolia Pointe.

Umatilla

$69,000

Twin Lakes Estates SubDv. ⋅ 32784 Zip Code

Waterfront Living in Twin Lake Estates! Build the home of your dreams on this beautiful high-and-dry waterfront homesite in Twin Lake Estates, a welcoming 55+ community offering an exceptional lifestyle and an abundance of amenities. Imagine designing and building your perfect home while enjoying peaceful waterfront surroundings and the convenience of an active, social community. Residents can take advantage of a clubhouse, swimming pool, walking and jogging trails, biking areas, and regular community social events. Providing plenty of opportunities for recreation, relaxation, and meeting neighbors. Whether you're looking to create a peaceful retreat or an active Florida lifestyle, this property offers the perfect opportunity to make your vision a reality. Bring your plans, bring your dreams, and build the waterfront home you've always wanted!

77 Fairway Circle Unit 101, Umatilla

$9,999

Big Scrub Campsites SubDv. ⋅ 32784 Zip Code

Build your Florida home on this spacious vacant lot offering over 1/3 of an acre in Umatilla! A major benefit is that impact fees have already been paid, potentially saving the future owner significant upfront development costs. The property also features an existing concrete driveway, well, and septic system, providing a great head start for future development. The well and septic have not been recently verified and should be inspected by the buyer to confirm their current condition and functionality. With plenty of room to create your ideal homesite, this property offers an excellent opportunity for anyone looking to build, invest, or secure land in the growing Central Florida area. Bring your plans and explore the possibilities at 14175 SE 209th Terrace!

14175 Se 209th Terrace, Umatilla

$249,900

3 Beds ⋅ 2 Baths ⋅ Beg 108.8 Ft N Of Sw Cor Of E 1/2 Of Ne 1/4 Of Nw SubDv. ⋅ 32784 Zip Code

Whether you are an investor, first time buyer or looking for your next proyect, this is the chance to secure a great property at a competitive price located in this great area in Umatilla,close to an acre 36,686 sq ft of land! with an option to split the lot, do a new construction and keep the house with biger lot to add a suwimming pool, park your Boat or AV!! This move-in ready property features an open-concept layout perfect for comfortable living and entertaining. Enjoy a stunning kitchen with brand-new cabinets, quartz countertops, a modern backsplash, and new stainless steel appliances. Additional upgrades include new water-resistant laminate flooring, updated bathrooms, a brand-new A/C system, new water heater, new architectural shingle roof, updated light fixtures, and fresh interior and exterior paint. With ample yard space, this home offers endless potential—whether for outdoor entertaining, expansion. Conveniently located near schools shopping, and major highways. A must-see!

38910 Merrell Avenue, Umatilla

$650,000

3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 32784 Zip Code

10 ACRES • POOL HOME • FENCED PROPERTY • OUTBUILDINGS • PRIVACY & SPACE Bring your vision to this spacious 10-acre Florida property offering the perfect combination of comfortable living, outdoor enjoyment, storage, and room to spread out. The 2,000+ square-foot home features a functional layout, abundant storage, and a closed-in garage providing additional flexible space. The property is being offered with all appliances, making it ready for its next owner to make it their own. Step outside and enjoy the screened-in pool and lanai—an ideal setting for relaxing, entertaining, or simply taking in the surrounding Florida landscape. The fenced property is partially cleared while retaining plenty of natural surroundings, creating a balance of usable land and the character of Florida's natural environment. Multiple outbuildings provide valuable additional storage and workspace options, while the acreage offers plenty of room for outdoor activities, gardening, equipment, hobbies, or simply enjoying the space and privacy. With a substantial home, screened pool, lanai, closed-in garage, multiple outbuildings, fencing, and 10 acres of partially cleared land, this property offers a unique opportunity to own a spacious piece of Florida with room to make it your own.

17530 Se Highway 452, Umatilla

Forest 02, #3, Se 150th Street, Umatilla

$800,000

32784 Zip Code

DISCOVER 40 ACRES OF UNTOUCHED OLD FLORIDA tucked within the breathtaking landscape of the Ocala National Forest. This remarkable property offers exceptional privacy, WATERFRONT, and the kind of NATURAL BEAUTY that's becoming increasingly rare. Stately oaks, native PINES, open clearings, and peaceful shoreline create an ideal setting for a private retreat, hunting camp, or equestrian getaway. FOX, deer, owls, WILD TURKEY, bobcats, and majestic EAGLES call this home too. Spend your days hunting, fishing, horseback riding, hiking, paddling the shoreline, or simply enjoying the quiet solitude that only a property like this can provide. Build your dream cabin exactly where you want it, SURROUNDED BY NATURE and endless recreational opportunities. Conveniently located between Orlando, Ocala, and The Villages, this hidden wilderness feels miles away from the pressures of everyday life while remaining easily accessible. Looking for even more privacy? The adjacent 158+ acre property is also available (MLS G5109487), creating an extraordinary opportunity to own nearly 200 acres of contiguous land. Properties like this are becoming nearly impossible to find. Bring your hiking boots, hop in your vehicle, and experience this one-of-a-kind wilderness for yourself.

Forest 02, #3, Se 150th Street, Umatilla

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32784 Umatilla FL Homes for Sale

← Back to: Lake County Zip Codes

32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

Is 32784 a buyer's or seller's market?

Updated October 28, 2026: active listings as of October 28; sales through September 2026. Stellar MLS.

Zip code 32784 in Umatilla is close to a balanced market right now: neither buyers nor sellers hold a clear edge. There are 3.9 months of supply here against 4.4 across the four counties we track, and the typical seller is closing at 95.1 percent of their original asking price against 96 percent regionally. Supply favors the seller and the price figure favors the buyer, so the two cancel out.

Months of inventory, also called months of supply, is how long the homes listed for sale would last at the past year's sales pace if nothing new came on the market: 70 active listings in 32784 divided by 17.83 closed sales a month comes to 3.9 months.

The asking price figure is the median close price against the original list price across 214 sales in the last twelve months, so a price cut counts as part of what the seller gave up.

For Lake County as a whole, see Is Lake County a buyer's or seller's market?

32784 Zip Code Homes For Sale By Price Range

**Browse Umatilla Properties by Price Category**
Property Type	Price Range	Bedrooms	Area
32784 Starter Homes	Under $280,000	2-3	32784 Umatilla, FL
32784 Family Homes	$280,000-$370,000	3-4	32784 Umatilla, FL
32784 Newer & Larger Homes	$370,000-$450,000	3-4	32784 Umatilla, FL
32784 Acreage & Lakefront	Over $450,000	3-5+	32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings

Median Sale Price

$341,600

Homes Sold (July)

Average Days on Market

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

In-town pricing popular with value buyers.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Umatilla 32784 is popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

See All 32784 Homes Get Your Free Home Value

Prefer to talk? Call (407) 616-9019, contact our team, or register for free market reports.