Browse All 32805 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Isle Catalina SubDv. ⋅ 32805 Zip Code

Welcome to 3220 Tradewinds Trail! This spacious 3-bedroom, 2-bath home offers 1,838 square feet of living space with a comfortable, functional layout and plenty of room to make it your own. Step inside to a bright and inviting interior featuring an open living area, vaulted ceilings and skylights that fill the home with natural light. Several thoughtful updates have already been completed, including solar panels that will be PAID OFF IN FULL BY THE SELLER AT CLOSING, a new A/C system installed in 2021, and newer windows in the primary bedroom and second bedroom. The exterior was painted less than five years ago, while inside, the hall bathroom has been refreshed and the hallway recently received new trim and fresh paint. The spacious primary suite provides a comfortable retreat, while two additional bedrooms give flexibility for family, guests, a home office or hobby space. An inside utility area adds everyday convenience, and the generous living spaces provide plenty of room for entertaining and relaxing. Step outside to a generously sized lot offering plenty of possibilities for outdoor living, gardening, play, entertaining or creating your own backyard retreat. A two-car carport provides convenient covered parking. Conveniently located in Orlando with easy access to shopping, dining, major roadways, Downtown Orlando and area attractions, this home offers a great combination of space, recent improvements and opportunity.

3220 Tradewinds Trail, Orlando

$200,000

3 Beds ⋅ 2 Baths ⋅ Lucerne Park SubDv. ⋅ 32805 Zip Code

Price Reduced! AMAZING Opportunity! Discover the possibilities at 617 Citrus Street, a 1924 home in Orlando’s Lucerne Park community offering a great starter-home opportunity or a project for investors ready to bring their vision to life. Featuring 3 bedrooms, 2 bathrooms, and 1,034 heated square feet, the home includes an open kitchen layout and a separate laundry room at the rear. Set on a 0.2-acre lot with no HOA, there’s space to enjoy the outdoors and accommodate parking. The hot water heater is from 2018, and the AC is from 2016. The home has an older roof, and with a full-price offer, the seller is offering a $15,000 credit toward a new roof, closing costs, and/or an interest rate buy-down. Bring your ideas, explore the potential, and schedule your showing today! This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION!

617 Citrus Street, Orlando

$1,049,000

5 Beds ⋅ 5 Baths ⋅ Bellevue Add SubDv. ⋅ 32805 Zip Code

SPACIOUS LOT + PRIME LOCATION = HUGE POTENTIAL! - - - Rare opportunity to acquire a 5-unit multifamily investment in Downtown Orlando’s Creative Village area. The property consists of three buildings on approximately 0.46 acres and offers stable in-place cash flow with long-term tenancy and a mix of HUD-VASH and market-rate residents. The property currently generates approximately $92,700 in annual gross income, with a 6.64 percent cap rate at the asking price of $1,049,000. Units are individually metered for water and electric, with tenants responsible for utilities. Select interior renovations were completed in 2025, and ownership reports consistent leasing demand through the HUD-VASH program. In addition to current income, the property offers expansion potential. Architectural plans are available for a proposed sixth unit beneath the existing second-floor apartment, and zoning permits up to seven total units, subject to buyer verification and applicable approvals. The seller is motivated and will consider discussing post-closing property management with the buyer, creating a turnkey opportunity for local and out-of-state investors alike. Tours are by appointment only. Please do not disturb tenants.

804 W Concord Street, Orlando

$299,999

4 Beds ⋅ 2 Baths ⋅ Clear Lake Homes SubDv. ⋅ 32805 Zip Code

Virtually Staged. Opportunity meets potential in the heart of Orlando! This spacious property offers a flexible layout with multiple living and dining areas, comfortable bedrooms, tile flooring throughout many of the living spaces, and built-in shelving that adds character and functionality. Step outside to a covered front porch, expansive fenced yard, mature trees, storage space, and an extended driveway providing plenty of parking. The generous outdoor space provides room for entertaining, gardening, recreation, or creating the outdoor setup you've been looking for. Conveniently located with access to Downtown Orlando, major roadways, shopping, dining, employment centers, and everything Central Florida has to offer. Whether you're looking for a primary residence or a property with the potential to personalize and add value, this home offers space, possibilities, and an opportunity worth seeing. Schedule your private showing today!come see the possibilities for yourself!

1624 Grand Street, Orlando

$87,900

2 Beds ⋅ 2 Baths ⋅ Catalina Isles Condo SubDv. ⋅ 32805 Zip Code

INVESTOR ALERT — CALLING ALL CASH INVESTORS! Excellent opportunity to own an investment property near the Mall at Millenia! This first-floor, 2-bedroom, 1.5-bathroom condominium overlooks the community swimming pool and features granite countertops, fresh interior paint, tile flooring throughout, ceiling fans, and matching black appliances. Conveniently located near the Mall at Millenia, Downtown Orlando, Universal Orlando, shopping, dining, and major highways, the property is situated in a strong rental market. The unit has an estimated rental potential of approximately $1,375 to $1,500 per month and offers the potential for a 10% or higher return on investment! Don’t miss this investment opportunity—schedule your showing today!

2777 L B Mcleod Road Unit 2777, Orlando

$267,000

3 Beds ⋅ 2 Baths ⋅ Washington Shores 3rd Add SubDv. ⋅ 32805 Zip Code

PRICE REDUCED! FHA, CONVENTIONAL & CASH BUYERS WELCOME! SELLER IS OFFERING BUYER CREDIT TOWARD CLOSING COSTS! This beautifully updated 3-bedroom, 2-bath home offers approximately 1,110 sq. ft. of comfortable living space on a desirable corner lot. Major improvements include a 2021 ROOF, NEW HVAC, NEW LVP FLOORING, a fully remodeled kitchen with stainless-steel appliances, and beautifully remodeled bathrooms. Enjoy a spacious fenced backyard with plenty of room for outdoor living and entertaining. Conveniently located in Orlando with easy access to Downtown Orlando, major roadways, shopping, dining, schools, and everyday conveniences. The PROPERTY IS VACANT AND EASY TO SHOW, with select rooms professionally STAGED to help buyers envision the possibilities. With NO HOA, extensive renovations, and seller credit available toward closing costs, this home offers an excellent opportunity for buyers looking for a move-in-ready Orlando property.

3942 Wells Street N, Orlando

$369,000

4 Beds ⋅ 2 Baths ⋅ Isle Catalina SubDv. ⋅ 32805 Zip Code

Waterfront living awaits in the desirable Isle of Catalina neighborhood! This classic 1958 ranch-style home offers 4 bedrooms, 2 baths, and an expansive lot of over a quarter-acre, tucked along a canal with access to Clear Lake. The generous lot and tranquil waterfront setting create a wonderful backdrop for enjoying Florida living, with plenty of room to enhance the outdoor space and make it your own. Inside, the home offers a solid foundation and timeless character, ready for thoughtful updates and your personal vision. With its spacious lot, canal frontage, Clear Lake access, and sought-after location in Orange County, this property offers a rare chance to create a truly special waterfront home. Bring your vision and make this classic Florida ranch your own.

3120 Tradewinds Trail, Orlando

$364,999

3 Beds ⋅ 2 Baths ⋅ Angebilt Add SubDv. ⋅ 32805 Zip Code

Move-in ready in the heart of Orlando's SoDo area! This charming 2-story home offers 3 bedrooms, 2 bathrooms, and 1,183 sq ft of bright thoughtfully designed living space, along with an impressive list of recent improvements. Inside, enjoy a beautiful, renovated kitchen with quartz countertops, luxury vinyl plank flooring throughout, an open and bright layout, and flexible living space perfect for today's lifestyle. Mayor updates are already taken care of, including a NEW A/C installed in December 2025, a new septic system brought up to code in April 2025, and a roof replaced in 2020. Additional improvements include expanded and reinstalled paved areas (May 2025), fresh exterior paint and waterproofing (July 2024), an updated shed (February 2026), and Drywood and subterranean Termite Prevention Treatment with a transferable bond (May 2026). NO HOA and located in Flood Zone X! Enjoy easy access to Downtown Orlando, I-4, shopping, dining, and everything the SoDo area has to offer. Freshly price, move-in ready, and waiting for the next owner. Schedule your private showing today!

777 28th Street, Orlando

$324,900

4 Beds ⋅ 2 Baths ⋅ Habitat For Humanity Greater Orlando Area Inc SubDv. ⋅ 32805 Zip Code

THIS GORGEOUS TWO STORY 4 BED/2BATHS MID-CENTURY MODERN ARCHITECTURALLY DESIGNED SINGLE FAMILY HOME IS REMODELED AND NESSELED IN THE SPAWLING HABITAT FOR HUMANITY GREATER ORLANDO AREA OF DOWNTOWN ORLANDO. NEW ROOF BEING INSTALLED SEPTEMBER 2026! THIS ELEGANT HOME FEATURES 1,446 SQ. FT. OF LIVING SPACE, A MODERN SWEDISH KITCHEN FEATURING GRANITE COUNTER TOPS, PORCELEN TILE FLOORS. STAINLESS STEELE APPLIANCES INCLUDE RANGE, RANGE HOOD, REFRIGIRATOR AND MICROWAVE OVEN. BEAUTIFUL LAMINANTE WOOD FLOORS. WONDERFULLY LANDSCAPED TO GIVE ULTIMATE CURB APPEAL. THIS HOME IS 2 MINUTES FROM DOWNTOWN ORLANDO, 20 MINUTES TO ORLANDO INTERNATIONAL AIRPORT, 10 MINUTES TO RETAIL SHOPPING AND RESTUARANTS, 15 MINUTES TO VALENCIAL STATE COLLEGE, 25 MINUTES TO UCF AND 30 MINUTES TO DISNEY WORLD.

822 Polk Street, Orlando

$425,000

3 Beds ⋅ 2 Baths ⋅ Isle Catalina SubDv. ⋅ 32805 Zip Code

FINALLY…..The WOW factor you’ve been searching for! WATERFRONT! METAL ROOF! NEW A/C! NEW KITCHEN! Walk into light, bright and open thanks to a brand new kitchen featuring stainless steel appliances, slow-close cabinets, quartz counters, a snack bar, a copper sink, bonus cabinets ready for your coffee or wine bar. Continue back into the formal dining room featuring coffered ceilings and then back again to the best part….the bonus room. Tons of windows bring the outside in with a view of the 80 feet of water frontage. The home’s primary bedroom includes an en suite bathroom with a spacious shower offering bench seating and a rainfall bonus shower head. The hall bathroom’s tub and shower are reglazed. There is also a new vanity, mirror and light fixture. Out back, take your boat, kayak, canoe or paddleboard directly to Clear Lake, a 357 square foot, freshwater lake known for wakeboarding, skiing, and fishing. The optional HOA provides residents with a sand volleyball court, lake house for rent for parties, picnic tables, pavilion, BBQ grills, and a private boat launch ramp. This is truly a hidden gem in downtown Orlando! Easy access to all of the best of central Florida: theme parks, beaches, restaurants, shopping and more!

2801 Gulfstream Road, Orlando

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Homes with No HOA for Sale in 32805 Orlando

32805 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin. They run from $343,900 to $499,900, with a median around $412,499. The typical one is about 1,717 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32805 homes with no HOA at a glance

Active listings	a handful
Median list price	$412,499
Price range	$343,900 to $499,900
Median size	1,717 sq ft
Median bedrooms	3
Median year built	1960
Median days on market	112

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	2	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	2	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32805 homes with no HOA by price range

$300k-$500k	4

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32805?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32805?

The median list price is around $412,499, with the range running $343,900 to $499,900.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32805?

Yes. Call or text 407-616-9019 and we will set up showings.