Quick 32784 Zip Code FL MLS Search

Browse All 32784 Zip Code FL Properties for Sale

41013 Halo Drive, Umatilla
$419,900
4 Beds ⋅ 2 Baths ⋅ Hunter Oaks Sub SubDv. ⋅ 32784 Zip Code
Built in 2016, this updated 4-bedroom, 2-bath home in Umatilla offers a spacious fenced backyard, paid-off solar panels, and the least restrictive HOA out there!!! High ceilings, crown molding, fresh paint, and new luxury vinyl plank flooring complement the interior, with no carpet throughout. The open main living area connects the kitchen, dining, and living spaces, while the split bedroom floor plan provides added privacy for the primary suite. Updated appliances and careful maintenance make this home ready for its next owners. Enjoy plenty of outdoor space for entertaining, gardening, pets, or play. Paid-off solar panels help reduce electricity costs without an accompanying solar loan payment. The sellers report electric bills approximately half or less than comparable conventional electric costs; actual savings vary with usage. Located near downtown Umatilla, schools, and restaurants, with Eustis approximately 15 minutes away, downtown Mount Dora approximately 30 minutes away, and Orlando and East Coast beaches approximately an hour away.

41013 Halo Drive, Umatilla
37443 Beach Drive, Umatilla
$189,900
2 Beds ⋅ 1 Baths ⋅ Silver Lake Park SubDv. ⋅ 32784 Zip Code
Enjoy the beauty of lakefront living with this 2-bedroom, 1-bath home offering 1,118 sq ft and scenic lake views beneath beautiful, mature live oaks. The home features a formal living room, an open kitchen with wood cabinetry and a breakfast bar overlooking the dining area with sliding doors leading out to a screened lanai. A spacious Florida room provides a relaxing spot to take in the peaceful oak-shaded setting and lake views. Additional features include an attached 2-car garage, a separate workshop, and a generous lot with room to enjoy the outdoors. With its desirable lakefront setting, private dock, and distinctive character, this property offers an opportunity to make it your own. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Listing agent has no knowledge of property or disclosures.

37443 Beach Drive, Umatilla
17836 Palm Street, Umatilla
$419,000
4 Beds ⋅ 3 Baths ⋅ Silver Beach Heights SubDv. ⋅ 32784 Zip Code
Seller will contribute $6K to buyers closing costs if property goes under contract in 60 days.

17836 Palm Street, Umatilla
38311 State Road 19, Umatilla
$3,300,000
Acreage SubDv. ⋅ 32784 Zip Code
Exceptional opportunity to acquire nearly 100 acres along State Road 19 in Umatilla, Florida, offering a unique combination of agricultural operations, substantial improvements, recreational opportunities, and long-term investment potential. With approximately 1,600 feet of highway frontage, the Florida Central Railroad corridor running along the front of the property, and a reported Heavy Industrial designation under the 2030 Future Land Use Plan, this property presents an intriguing opportunity for investors, agricultural operators, and buyers seeking a substantial Central Florida landholding. Currently zoned Agricultural, the property features an established sod farming operation utilizing approximately 17+/- acres. Access to the rear acreage offers excellent hunting opportunities and the chance to experience Florida's natural landscape. Significant improvements have been completed over the past two years, including extensive dirt work and site improvements. The property features a newly constructed approximately 13,000-square-foot pole barn, two wells, two electrical meters, and two mobile homes, one of which has been rebuilt. These improvements provide valuable infrastructure for continued agricultural operations and other permitted uses. Conveniently situated along the State Road 19 corridor near Umatilla, with access to Eustis, Mount Dora, shopping, dining, parks, and recreational destinations throughout Lake County. Whether you're looking to continue an agricultural operation, acquire a recreational retreat, establish a long-term land investment, or explore potential future industrial opportunities, this remarkable property offers a combination of acreage, highway frontage, proximity to rail infrastructure, and natural beauty. Buyer to verify acreage, wetland boundaries, zoning, future land use, railroad access and service availability, permitted uses, and development feasibility with the appropriate authorities. Future land-use designation does not guarantee development approval.

38311 State Road 19, Umatilla
Lake Burns Road, Umatilla
$495,000
Ag-Nonsub SubDv. ⋅ 32784 Zip Code
6.42 lake front acres (MOL) Ready to build your dream home and have your horses with you. This is a one-of-a-kind property that is hard to find in today's market. Just east of the town of Umatilla on a paved road and surrounded by larger parcels of land. Close to all the amenities that one would need and about an hour from Disney World. This property consists of 3 platted parcels, so there is an opportunity as an investment.

Lake Burns Road, Umatilla
TBD Se 213th Terrace, Umatilla
$13,900
Forest Lake Campsites SubDv. ⋅ 32784 Zip Code
Enjoy a peaceful setting near some of Central Florida’s favorite outdoor destinations! This 0.32-acre residential lot in Umatilla, Marion County, offers convenient access to the Ocklawaha River, Ocala National Forest, and Juniper Springs, with opportunities for bass fishing, kayaking, hiking, and exploring nature. Located on SE 213th Terrace, a dirt road, parcel #5075-048-004 measures approximately 50 by 190 feet, according to county records, and is zoned R4. Adjacent lots are also available for sale, parcel #5075-048-003 and #5075-048-002 offering an opportunity to purchase additional land. The property is unimproved, and a well and septic system will be required before building. Sold AS IS. Buyers should contact Marion County Zoning to verify permitted uses, building requirements, permits, restrictions, and well and septic requirements. Campers, RVs, and tiny homes on wheels are not permitted under the property’s zoning.

TBD Se 213th Terrace, Umatilla
TBD Se 213th Terrace, Umatilla
$13,900
Forest Lake Campsites SubDv. ⋅ 32784 Zip Code
Discover a peaceful setting for your future home on this 0.37-acre residential lot in Umatilla, Marion County! Located near the Ocklawaha River, Ocala National Forest, and Juniper Springs, this property offers access to a variety of outdoor adventures, including bass fishing, kayaking, hiking, and exploring Florida’s natural beauty. Situated on SE 213th Terrace, a dirt road, parcel #5075-048-003 is zoned R4 and measures approximately 55 by 250 feet, according to county records. Adjacent parcels #5075-048-004 and #5075-048-002 are also available for sale, providing an opportunity to purchase additional land. The property is unimproved and will require a well and septic system before building. Sold AS IS. Buyers should contact Marion County Zoning to verify permitted uses, building requirements, permits, restrictions, and well and septic requirements. Campers, RVs, and tiny homes on wheels are not permitted under the property’s zoning.

TBD Se 213th Terrace, Umatilla
TBD Se 213th Terrace, Umatilla
$13,900
Forest Lake Campsites SubDv. ⋅ 32784 Zip Code
Discover a peaceful setting for your future home on this 0.30-acre residential lot in Umatilla, Marion County! Located near the Ocklawaha River, Ocala National Forest, and Juniper Springs, this property offers access to a variety of outdoor adventures, including bass fishing, kayaking, hiking, and exploring Florida’s natural beauty. Situated on SE 213th Terrace, a dirt road, parcel #5075-048-002 is zoned R4 and measures approximately 50 by 270 feet, according to county records. Adjacent parcels #5075-048-003 and #5075-048-004 are also available for sale, providing an opportunity to purchase additional land. The property is unimproved and will require a well and septic system before building. Sold AS IS. Buyers should contact Marion County Zoning to verify permitted uses, building requirements, permits, restrictions, and well and septic requirements. Campers, RVs, and tiny homes on wheels are not permitted under the property’s zoning.

TBD Se 213th Terrace, Umatilla
41520 Charm Lake Drive, Umatilla
$950,000
5 Beds ⋅ 4 Baths ⋅ Dream Lake Poultry Ranches SubDv. ⋅ 32784 Zip Code
Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

41520 Charm Lake Drive, Umatilla
40043 W 8th Avenue, Umatilla
$275,000
2 Beds ⋅ 2 Baths ⋅ East Umatilla SubDv. ⋅ 32784 Zip Code
2025 ROOF • NEW SEPTIC SYSTEM & DRAIN FIELD • NEW WATER HEATER • .52-ACRE LOT • NO HOA • NEAR NORTH LAKE COMMUNITY PARK Set on a .52-acre lot with no HOA, this Umatilla home offers room to enjoy the outdoors along with major improvements and distinctive interior character. Located at 40043 W 8th Avenue, just a short distance from North Lake Community Park, this 2-bedroom, 2-bath home features 1,388 square feet of living space. The spacious great room features natural light, wood beam accents and tile flooring, with a wood-burning fireplace at the center of the gathering space. The open kitchen keeps you connected to the living area and offers ample cabinetry and counter space. The primary bedroom and a full bathroom are conveniently located downstairs. Originally configured as a three-bedroom home, the layout was modified to combine the two downstairs bedrooms into one spacious primary bedroom. The second bedroom occupies the upstairs loft and has its own full bathroom. Updates include a roof replaced in 2025, exterior paint completed in 2024, a newer deck and well pump, a new water heater, and a new septic system and drain field. The deck provides a comfortable spot to relax overlooking the generous yard, with space for gardening, outdoor gatherings or simply enjoying a little extra elbow room. All information recorded in the MLS is intended to be acurate however, it should be independently verified by buyer and their agent.

40043 W 8th Avenue, Umatilla
19930 E Fifth Street, Umatilla
$299,000
3 Beds ⋅ 2 Baths ⋅ 32784 Zip Code
Welcome to 19930 E 5th St, Umatilla, FL 32784! Discover the possibilities in this single-family home offering 1,620 square feet of living space, 3 bedrooms, and 2 full bathrooms. With a comfortable layout and room to make it your own, this property is a great opportunity for buyers looking for a place to call home in Umatilla. Whether you're searching for your next home or looking for a property to personalize to your taste, this home offers a wonderful opportunity to create a space that fits your lifestyle. Conveniently located in Umatilla, Florida, this property puts you within reach of the area's local amenities and the charm of Central Florida living. Property Highlights: 1,620 square feet of living space 3 bedrooms 2 full bathrooms Single-family residence Sitting on 1.1 acre of cleared land with a fenced yard and electric gate. Located in Umatilla, Florida Don't miss the opportunity to make this property your own! Schedule a showing and come see the potential this home. Contact us today for more information or to arrange a private showing!

19930 E Fifth Street, Umatilla
143 Flag Lilly Lane, Umatilla
$352,990
4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code
Under Construction. Introducing the Cali floorplan at Magnolia Pointe, in Umatilla, Florida, where every square foot is put to use with sophistication and comfort. Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and luxury vinyl plank floors. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen is a true highlight, including quartz countertops, sleek stainless-steel appliances, a walk-in pantry and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms provide flexibility for various lifestyles. The primary suite located in the rear of the home is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms feature plush carpet for comfort and share one well-appointed bathroom, making morning routines a breeze. Laundry won't be a chore with its dedicated space convenient to all bedrooms. Like all homes in Magnolia Pointe, the Cali includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

143 Flag Lilly Lane, Umatilla
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32784 Umatilla FL Homes for Sale

← Back to: Lake County Zip Codes

32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

Is 32784 a buyer's or seller's market?

Updated October 28, 2026: active listings as of October 28; sales through September 2026. Stellar MLS.

Zip code 32784 in Umatilla is close to a balanced market right now: neither buyers nor sellers hold a clear edge. There are 3.9 months of supply here against 4.4 across the four counties we track, and the typical seller is closing at 95.1 percent of their original asking price against 96 percent regionally. Supply favors the seller and the price figure favors the buyer, so the two cancel out.

Months of inventory, also called months of supply, is how long the homes listed for sale would last at the past year's sales pace if nothing new came on the market: 70 active listings in 32784 divided by 17.83 closed sales a month comes to 3.9 months.

The asking price figure is the median close price against the original list price across 214 sales in the last twelve months, so a price cut counts as part of what the seller gave up.

For Lake County as a whole, see Is Lake County a buyer's or seller's market?

32784 Zip Code Homes For Sale By Price Range

Browse Umatilla Properties by Price Category
Property Type Price Range Bedrooms Area
32784 Starter Homes Under $280,000 2-3 32784 Umatilla, FL
32784 Family Homes $280,000-$370,000 3-4 32784 Umatilla, FL
32784 Newer & Larger Homes $370,000-$450,000 3-4 32784 Umatilla, FL
32784 Acreage & Lakefront Over $450,000 3-5+ 32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings
71
Median Sale Price
$341,600
Homes Sold (July)
15
Average Days on Market
98

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

In-town pricing popular with value buyers.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Umatilla 32784 is popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

See All 32784 Homes Get Your Free Home Value

Prefer to talk? Call (407) 616-9019, contact our team, or register for free market reports.

 

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