Browse All 32784 Zip Code FL Properties for Sale

3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code

Charming 3BR/2BA Home in the Sought-After 55+ Twin Lakes Community at Umatilla, FL. Welcome to easy Florida living in the gated, 55+ community of Twin Lakes Estates! This 1,209 SF split-plan home offers 3 bedrooms and 2 baths, with a layout designed for both comfort and privacy. The combined living and dining area flows out through sliding doors to an enclosed 13' x 11' Florida Room — the perfect spot for morning coffee or unwinding with a book. The primary suite includes an en-suite bath and a spacious 6'6" x 5'11" walk-in closet, while two additional bedrooms and a guest bath sit privately on the opposite side of the home. The kitchen offers generous cabinetry and counter space, ready for your personal updates, with appliances in working condition. Major systems offer peace of mind, with a new roof in 2022 and a newer HVAC system. Enjoy resort-style community amenities including a clubhouse and community pool, all within Umatilla's charming, small-town golf-community setting. Priced to sell at $268,900 — don't miss this opportunity!

110 Twin Lake Circle, Umatilla

$169,200

2 Beds ⋅ 2 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code

Step into a century of charm with this delightful 2-bedroom, 2-bath home built in 1915 — a rare find bursting with character. Soaring high ceilings and generous windows fill every room with natural light, creating an airy, welcoming feel throughout. The spacious layout offers a wonderful blank canvas, ready for your personal touches to bring out its full potential. Set on a large lot, there's room to garden, expand, or simply enjoy the extra space that's increasingly hard to find. This is a rare opportunity to own a piece of history and make it your own — perfect for buyers who appreciate original character paired with room to grow.

143 Bulldog Lane, Umatilla

$10,000

Big Scrub Campsites SubDv. ⋅ 32784 Zip Code

0.19 ACRES with approximate dimensions of 75 feet of frontage by 100 feet of depth. Rear of the property directly bordering 3,872 acre portion of 387,000 acres of federally protected U.S. Forest Service land within the Ocala National Forest turning your backyard into tons of potential for outdoor activities and natural recreation. You will never have rear neighbors with this unique location. Zoning is R4, permitting single-family homes, multi-family homes, and manufactured homes. The property is located in Flood Zone X, indicating a low flood risk. Road access is provided by a dirt. Utilities require a well and septic system, with electric service available through SECO, and power lines are road front. Minutes from Alexander Springs and Silver Glen Springs, offering year-round 72°F swimming, and a quick drive to major water bodies including Lake Griffin, Lake Eustis, and the St. Johns River system for boating and fishing. Enjoy proximity to charming historic towns such as Umatilla, Eustis, and Mount Dora for local dining and shopping. The parcel is also roughly 35 minutes from The Villages, providing access to regional healthcare facilities, golf courses, commercial retail, and daily entertainment. For directions use the address or Coordinates: 29.018581, -81.815547 Parcel ID: 5020-010-047

20525 Se 140th Street, Umatilla

$64,999

1 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code

Calling all hunters and outdoor enthusiasts! This rustic 400-square-foot cabin sits on 0.19 acres and backs directly to the south side of the Ocala National Forest, where wildlife sightings are a regular part of the experience. Designed for weekend getaways and base-camp living, the surprisingly functional interior has room for a full-size bed, three built-in bunk beds, a dining table, and a couch with a TV for relaxing after a day outdoors. It offers a full bathroom with a standing shower, commode and sink, along with a kitchen equipped with a refrigerator, full range and tankless water heater. A working wall A/C unit and heat reclaimer provide additional comfort throughout the seasons. Power, well and septic are connected. The well is approximately six years old, the sewer lines were replaced a few years ago, and the electrical panel has been updated. Situated on the back row of a rural dirt-road neighborhood, the approximately 75-by-110-foot lot includes a road right-of-way easement. The interior and exterior need repairs and updating, but the cabin already offers the creature comforts needed for a hunting retreat, rustic weekend escape or outdoor base camp. Bring your tools and imagination and fix it up before hunting season! Due to the property’s current condition, cash offers only. Hunting within the Ocala Wildlife Management Area is subject to current FWC seasons, licenses, permits, designated access points and regulations.

20683 Se 140th Street, Umatilla

$169,000

32784 Zip Code

Great CORNER LOT in Umatilla. Almost 2 ACRES with access to the main roads!

Keene Rd., Umatilla

$499,000

7 Beds ⋅ 3 Baths ⋅ Lynwood SubDv. ⋅ 32784 Zip Code

**TRIPLEX | $60,000+ POTENTIAL ANNUAL INCOME | HOUSE-HACKING OPPORTUNITY** Great investment opportunity in Umatilla! This versatile **triplex** offers the potential for **over $60,000 in annual gross rental income**, while also providing an excellent opportunity for an owner-occupant to house hack. The property features **three separate units**, creating multiple income streams under one roof. The **1-bedroom unit can be delivered vacant**, allowing the new owner to move in and live on-site while renting the other two units to help offset their mortgage and expenses. For investors, the property offers the potential to generate **$60,000+ in gross annual rental income**. For owner-occupants, the ability to occupy the 1-bedroom unit while collecting rent from the other units creates an attractive path toward significantly reducing the cost of homeownership. Located in Umatilla, this property offers a convenient residential setting with easy access to local shopping, dining, schools, parks, and surrounding Lake County communities. **Three units. Multiple income streams. $60,000+ potential gross income. And the flexibility to house hack.** Whether you're looking to expand your rental portfolio or live in one unit while the property helps pay for itself, **16025 Wallace St is an opportunity you won't want to miss.**

16025 Wallace Street, Umatilla

$295,000

3 Beds ⋅ 2 Baths ⋅ Sandy Acres Unrec Sub SubDv. ⋅ 32784 Zip Code

Welcome to your peaceful slice of Florida! Nestled on an expansive, fully fenced 0.75-acre lot in a quiet rural setting, this beautifully maintained triple-wide mobile home offers the perfect blend of space, privacy, and country living, just minutes from everyday conveniences. This move-in-ready home features 3 bedrooms, 2 bathrooms, and over 2,190 square feet of living space, with room to spread out, entertain, and truly enjoy the property. But there's more: an additional parcel has been added to the lot, bringing the total to a full 0.75 acres — included in the price of the home. Both parcels have its own entrance in the front. And here's the bonus buyers are looking for: a spacious shed on the property offers incredible flexibility — convert it into a mother-in-law suite, guest quarters, home office, or rental unit. With R4 zoning, the possibilities go beyond a single-family residence, making this an ideal opportunity for multi-generational living or investment potential. Enjoy fully fenced grounds bursting with mature fruit trees featuring over 11 different varieties a true edible oasis — plus plenty of space for chickens, goats, gardening, and other country-living pursuits. Bring your farm animals! All this just a short drive from Lady Lake and the U.S. 441 corridor, with easy access to Sam's Club, BJ's Wholesale, grocery stores, shopping, and dining. Space, privacy, income potential, room to grow, and an orchard of your own — this exceptional property truly offers two opportunities for the price of one. Don't miss it!

16800 Se 249th Terrace, Umatilla

$249,900

N/A SubDv. ⋅ 32784 Zip Code

Are you looking for a private and secluded piece of land to build your next home? Come take a look at this beautiful 10+ acre wooded parcel located in the Three Lakes subdivision in unincorporated Umatilla. The property offers approximately 7 acres of dry land and 3 acres of wetlands, providing plenty of space, natural beauty, and endless possibilities for your future homesite. With Agricultural zoning and NO HOA, you have the freedom to bring your toys, enjoy the outdoors, and create the property you’ve always envisioned. Whether you’re considering a mobile, modular, or custom-built home, this unique parcel offers an incredible opportunity. Surrounded by nature on all sides and conveniently located near the Pine Meadows Conservation Area, you’ll enjoy the peace and privacy of country living while still being just a short drive from downtown Eustis and Mount Dora. The property is also partially fenced. There is truly no substitute for experiencing this property in person—come explore the land, take in the natural beauty, and see for yourself all that this exceptional property has to offer!

37610 Oaklee Road, Umatilla

$134,999

32784 Zip Code

BUILD YOUR DREAM HOME IN SHORELINE RANCH! Discover an exceptional opportunity to build in one of Central Florida’s distinctive gated communities, where generous homesites, privacy and lake access come together in a beautiful setting. Shoreline Ranch offers something increasingly difficult to find—a peaceful neighborhood atmosphere with private resident access to Lake Dalhousie, a gorgeous spring-fed, sandy-bottom lake known for boating, fishing and year-round water recreation. A private community boat ramp makes it easy to enjoy the lake whenever the mood strikes, while your own homesite provides the space to create the Florida home and lifestyle you’ve envisioned. Best of all, you have options when it comes to building. Work with Precision Builders of Central Florida and choose from thoughtfully designed plans already available, create a completely custom home, or bring an approved builder of your choice. Enjoy the tranquility of a gated lake community without sacrificing convenience. Shoreline Ranch is within easy reach of Publix, shopping, dining and everyday necessities, while the shops, restaurants, festivals and charm of historic Downtown Mount Dora are just a short drive away. Whether you envision a sophisticated custom residence, a relaxed Florida retreat or your forever home, this homesite offers the setting, flexibility and lifestyle to make it your own. Bring your plans, bring your builder and start creating something extraordinary at Shoreline Ranch.

38345 Lake Meadow Court, Umatilla

$99,900

3 Beds ⋅ 1 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code

410 N Orange Ave is the kind of house an investor drives past twice. A 1945 wood frame single-family home, 3 bedrooms, 1 bath, 930 square feet, sitting on a fenced third of an acre inside the Umatilla city limits in Lake County, Florida 32784. Sold as-is, cash, and honest about what it needs. Start with the work, because that is what you came for. The roof takes a plywood repair and new shingles at the front left. The flooring comes out wall to wall, linoleum in the kitchen and bath, carpet everywhere else. In the kitchen the cabinetry and uppers are already hung and a double basin sink sits under a garden window, so the range is the piece that gets replaced. Outside, the wood clapboard siding wants scraping and fresh paint, with siding and window repairs along one side elevation and a door repair at the 48 square foot open porch off the side entry, two steps up from the yard. Window AC units are cooling the house today. The electric service and meter are on the side wall, the kitchen plumbing runs in PVC, city water comes in, a septic tank goes out, garbage service runs at the curb, and internet is already pulled to the house. Nothing hidden. Price it from the driveway. Now the part a builder cannot buy back. The rear bedroom is vaulted in pecky pine with an exposed beam, split by a partial wall that opens into a sitting room. The living room still carries its original plaster in the old Venetian style. Original door casings and trim run throughout. Wide single hung wood sash windows and a broad picture window drop daylight across both main rooms, ceiling fans hang overhead, and there is an attic access panel in the ceiling. Then the land, which is where this one earns twice. A board fence wraps the yard, with 94 feet of frontage on N Orange Ave running 155 feet deep. A 384 square foot detached garage built in 1944 sits at the back with a washer and dryer hookup already run to it, a metal gable roof over open framing, and a full width bay, big enough for a shop, storage or a conversion project. Grass, shade trees, and room to park a truck and a trailer without blocking the drive. The address does the leasing for you. The home sits in town directly behind the high school football field. A grocery store is less than a quarter mile up the road, restaurants and services are a few blocks away, Eustis is close by for shopping and errands, and Orlando is about forty miles out for work. That is what keeps an in-town Umatilla rehab rented. Fix and flip it. Hold it as a BRRRR with a long term rental in place. Or buy and hold it in a Lake County town where wood frame in-town houses on real lots still trade. Flippers, contractors, landlords and hands on rehabbers, this is your 1940s Umatilla fixer upper: investor special, handyman special, 32784 rehab project, fenced lot, detached garage, city water and septic. Bring a contractor, bring a scope, and buy the bones. Sold as-is, cash, no repairs and no warranty.

410 N Orange Ave, Umatilla

$370,990

5 Beds ⋅ 3 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code

Under Construction. Welcome to the Lakeside, one of our one-story floorplans featured in our Magnolia Pointe community. Inside this beautiful 5-bedroom, 3-bathroom home, you'll find 2,077 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. The kitchen features modern cabinets, quartz countertops, and sleek stainless-steel appliances, which are sure to both turn heads and make meal prep easy. You'll never be too far from the action with the living and dining area right there. Find luxury vinyl plank flooring throughout a majority of the home including the family room, primary bedroom, kitchen, bathrooms, laundry and foyer. Bedrooms 2,3,4 and 5 will have carpeted floors and a closet in each room. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. The primary bedroom has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. Privacy is guaranteed with a separate door for the toilet and shower. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

1332 Bear Hammock Drive, Umatilla

$354,990

4 Beds ⋅ 2 Baths ⋅ Magnolia Pointe Phase 1 SubDv. ⋅ 32784 Zip Code

Under Construction. Welcome to Magnolia Pointe, a new home community in Umatilla, Florida. Introducing the Cali floorplan, where every square foot is put to use with sophistication and comfort. Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and luxury vinyl plank floors. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen is a true highlight, including quartz countertops, sleek stainless-steel appliances, a walk-in pantry and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms offer flexibility for various lifestyles. The primary suite located in the rear of the home is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms feature plush carpet for comfort and share one well-appointed bathroom, making morning routines a breeze. Laundry won't be a chore with its dedicated space convenient to all bedrooms. Like all homes in Magnolia Pointe, the Cali includes smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

140 Flag Lilly Lane, Umatilla

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32784 Umatilla FL Homes for Sale

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32784 At a Glance

The 32784 zip code covers Umatilla in North Lake County, Florida, at the gateway to the Ocala National Forest.
Neighborhoods: in-town Umatilla, Lake Pearl & Trout Lake areas, and surrounding acreage toward the forest.
Schools (zoning is address-specific, so confirm via Lake County Schools locator): area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.
Recreation: Ocala National Forest, Lake Pearl, Trout Lake Nature Center, and the Harris Chain of Lakes nearby.
Access: SR 19, SR 450, and CR 42.

32784 Zip Code Homes For Sale By Price Range

**Browse Umatilla Properties by Price Category**
Property Type	Price Range	Bedrooms	Area
32784 Starter Homes	Under $280,000	2-3	32784 Umatilla, FL
32784 Family Homes	$280,000-$370,000	3-4	32784 Umatilla, FL
32784 Newer & Larger Homes	$370,000-$450,000	3-4	32784 Umatilla, FL
32784 Acreage & Lakefront	Over $450,000	3-5+	32784 Umatilla, FL

32784 Market Data

Current market conditions for Umatilla's 32784 zip code, calculated from Lake County MLS data. Sale price and days on market cover homes that closed in July 2026; active listings is a current count.

Active Listings

Median Sale Price

$341,600

Homes Sold (July)

Average Days on Market

Umatilla 32784 Community Highlights

Nature's Hometown

Umatilla sits at the gateway to the Ocala National Forest, ideal for outdoor recreation.

Affordable Value

Some of North Lake County's most affordable in-town pricing.

Lakes & Acreage

Lake Pearl, Trout Lake, and surrounding acreage parcels offer space and water access.

Small-Town Living

A genuine small-town feel with local shops, events, and a tight community.

Schools (address-specific)

Area schools include Umatilla High, Middle, and Elementary; confirm zoning via the Lake County Schools locator.

Harris Chain Access

Quick access to Eustis and the Harris Chain of Lakes via SR 19.

Frequently Asked Questions About 32784 Umatilla

What is the average home price in 32784?

The median home price in 32784 Umatilla ranges from $300,000-$350,000, with new construction homes ranging from $320,000-$450,000.

What schools serve the 32784 zip code?

Because 32784 spans Lake County Schools attendance zones, the assigned schools depend on the exact address. Use the Lake County Schools locator to confirm. Area schools include Umatilla High; Umatilla Middle; and Umatilla Elementary.

Is 32784 affordable?

Yes. Umatilla 32784 offers some of North Lake County's most affordable in-town pricing, popular with value buyers and those wanting acreage.

Is 32784 good for outdoor recreation?

Yes. Umatilla is the gateway to the Ocala National Forest, with lakes like Lake Pearl and Trout Lake Nature Center nearby.

Is there acreage for sale in 32784?

Yes. Umatilla 32784 has acreage and larger-lot parcels toward the Ocala National Forest, alongside in-town homes.

How far is 32784 from Orlando?

Umatilla 32784 is approximately 55-65 minutes from downtown Orlando via SR 19 and SR 429.

Explore Nearby Zip Codes

32726 Eustis

Historic Eustis on Lake Eustis, just south

32735 Grand Island

Quiet lakefront community south of Umatilla

32757 Mount Dora

Historic festival town on Lake Dora

32778 Tavares

Lake County seat & Chain of Lakes

32102 Astor

Rural St. Johns River community in far north Lake County

Umatilla Homes for Sale

Every active listing in Umatilla, not just this zip code

View All Lake County Zip Codes

Complete guide to all Lake County areas

Your 32784 Umatilla Real Estate Experts

Brenden Rendo and his team specialize in 32784 Umatilla. We track the market every week with Stellar MLS data and show homes from in-town neighborhoods to acreage and lakefront parcels. Buyers get help with rural and acreage considerations, value pricing, and school zoning. Sellers get pricing built on a real comparative market analysis, not a Zillow Zestimate.

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