32712 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32712 Zip Code FL Properties with No HOA Fee for Sale

2 Beds ⋅ 1 Baths ⋅ Rock Spgs Homesites SubDv. ⋅ 32712 Zip Code

RESIDENTIAL TO COMMERCIAL OPPORTUNITY. Located in the heart of Apopka, in the highly sought 32712 zip code, this massive and rare 1.53-acre corner parcel is an exceptional investment property. This unique property offers endless and flexible opportunities for builders, investor, or a homeowner, with a vision. The possibilities are endless with this rare find. Zoned as A-1/Citrus Rural, this oversized parcel offers three lots and is an absolute dream for anyone, whether you are looking to build a multi-family lot, a hospitality venue, an entertainment area, or a plaza. Featuring a newly renovated single family home, an additional detached studio apartment, and a workshop barn to hold all your work equipment and tools. There is no HOA fees and restrictions, so bring your horses, boats, and RVs for the the ultimate rural living, freedom, and privacy. Currently on spring well water and septic tank, the property can be converted to city water that is available. Situated nearby the famous Rock Hill Spring Park, the property offers the possibility to split the land to maximize your gain. With its massive 1.53-acre of land, it offers incredible and endless opportunities to anyone. The parcel is a prime location for future commercial development as well. The current dwellings can easily be removed to allow room for a new built. With its growing population, natural beauties, and resources, Apopka, referred to as the "Indoor Foliage Capital of the World" is home to a variety of distinctive plants, and scenic parks, such as Wekiva Springs Park, Kelly Park, Lake Apopka Wildlife Drive; and provides its residents a peaceful suburban lifestyle, while conveniently located near Orlando, major highways, and other attractions. This distinctive and one of a kind property offers you the chance to own a parcel of land in one of the most beautiful areas of Central Florida. As Apopka continues to grow, this rare and great opportunity may not last long. Don't miss out! Make it your private oasis today! This property is also listed as "Land" as MLS# 06430224.

405 W Simon Avenue, Apopka

$544,700

4 Beds ⋅ 3 Baths ⋅ Errol Estate SubDv. ⋅ 32712 Zip Code

Beautifully maintained 4 bedroom, 2.5 bath home with home office and den located in the sought after Errol Estate area of Apopka. This property features a bright, open floor plan with vaulted ceilings, abundant natural light, and spacious living and dining areas. Living areas include a spacious living room, a cozy den with fireplace and a music room/multi-purpose room. Designated office with built in cabinetry provides a beautiful work space for a remote position or home office. The eat-in kitchen with breakfast areas and breakfast bar offers ample cabinetry, solid surface counters and stainless steel appliances. The primary suite includes two closets, double vanity, water closet, tub and large walk in shower. Three additional bedrooms provide ample space. Additional features include a 2 car garage and indoor laundry room. Enjoy Florida living on the paved patio with bar overlooking a private, landscaped backyard with mature trees. This quiet, established neighborhood is just minutes from shopping, dining, and major roadways. Ideal for buyers seeking comfort, convenience, and a welcoming community setting.

1810 Tournament Drive, Apopka

$365,000

4 Beds ⋅ 2 Baths ⋅ Pines Wekiva Sec 01 Ph 01 SubDv. ⋅ 32712 Zip Code

Don't miss the opportunity to make this 4-bedroom, 2-bath home your own! Located in an established community with mature trees, this home offers a functional split floor plan. The primary suite is situated on the right side of the home, while the three additional bedrooms are located on the opposite side for added privacy. The kitchen features granite countertops, quality cabinetry, and overlooks the dining and living areas. Major improvements include a NEW ROOF (2024) and a newer A/C system. The solar panels will be paid off at closing, providing added value to the new owner. The backyard features a screened pool enclosure. Conveniently located near shopping, dining, schools, and major roadways.

97 Abbey Hollow Drive, Apopka

$360,000

3 Beds ⋅ 2 Baths ⋅ Cambridge Commons SubDv. ⋅ 32712 Zip Code

Step into this meticulously cared-for home in the highly sought-after Cambridge Commons community of Apopka, FL 32712! This 3-bedroom, 2-bathroom residence boasts a bright and open floor plan, perfect for both everyday living and entertaining. The spacious backyard, complete with a patio, offers a private oasis to enjoy Florida’s beautiful weather. Inside, you’ll love the modern upgrades, including granite countertops, stainless steel appliances, and elegant wood-look tile flooring throughout the main living areas. The primary suite features a walk-in closet and a luxurious private bath, providing a tranquil retreat. The kitchen is a chef’s dream, with ample cabinet space and a breakfast bar for casual meals. Cambridge Commons is a family-friendly neighborhood with top-rated schools, walking trails, and parks, making it an ideal place to raise a family. Plus, you’ll enjoy easy access to Highway 414 and 429, shopping, dining, and Orlando’s attractions. Don’t miss this move-in-ready gem in one of Apopka’s most desirable communities!

1948 Cranberry Isles Way, Apopka

$399,000

3 Beds ⋅ 3 Baths ⋅ Park View Preserve Ph 1 SubDv. ⋅ 32712 Zip Code

Skip the wait for new construction! Built in 2024 and move-in ready, this beautifully maintained home in the desirable Park View Preserve community offers 3 bedrooms, 2.5 bathrooms and a versatile loft without the months-long build time. Seller is providing a credit toward buyer’s closing costs with an acceptable terms. The gourmet kitchen features quartz countertops, an oversized island, a separate cooktop and double wall ovens, ideal for everyday living and entertaining. The primary suite offers a walk-in closet and private bath with dual vanities. Relax in the screened lanai overlooking the fully fenced backyard. Home includes a low-cost solar lease that helps keep electric bills manageable, with an easy transfer process details available upon request. Enjoy resort style amenities including a community pool, cabana, playground, dog park and walking trails, plus quick access to SR-429, shopping, and dining. The home is now vacant and the photo gallery includes recent photos showing the property’s current condition. Easy to show, schedule your showing today!

3974 Great Smokey Way, Apopka

$250,000

3 Beds ⋅ 2 Baths ⋅ Maineline Village SubDv. ⋅ 32712 Zip Code

Investment Opportunity – Price Reduced! This 3-bedroom, 2-bath home offers immediate cash flow with a reliable tenant already in place, making it an excellent addition to any investment portfolio. Featuring a functional floor plan, spacious living areas, and comfortable bedrooms, the property provides strong rental appeal and consistent income potential. With minimal upfront effort required, investors can benefit from an established tenancy and a well-maintained home in a desirable rental market. Whether you're looking to expand your portfolio or secure a turnkey investment, this property presents an attractive opportunity for long-term returns. Don't miss this price-reduced investment opportunity—schedule a showing today!

572 Maineline Boulevard, Apopka

$350,000

4 Beds ⋅ 2 Baths ⋅ Apopka Terrace SubDv. ⋅ 32712 Zip Code

Grate location, move in ready, 4 bedrooms, 2 bathrooms, huge back yard. No HOA, close to schools, shopping center, hospitals, and major Roads.

243 W Martin Street, Apopka

$990,000

4 Beds ⋅ 2 Baths ⋅ . SubDv. ⋅ 32712 Zip Code

Property on a great location, 4 bedrooms and 3 bath rooms on 5 acres., no HOA, close to major Rds, shopping centers. City allows one house on half acre.

4550 Chandler Road, Apopka

Start Your Search

32712 has roughly 10 to 20 active homes with no HOA on the market at any given time. They run from $135,000 to $990,000, with a median around $362,500. The typical one is about 1,361 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32712 homes with no HOA at a glance

Active listings	roughly 10 to 20
Median list price	$362,500
Price range	$135,000 to $990,000
Median size	1,361 sq ft
Median bedrooms	3
Median year built	1987
Median days on market	91

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	10	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32712 homes with no HOA by price range

under $300k	3
$300k-$500k	4
$500k-$750k	2
$750k-$1M	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32712?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32712?

The median list price is around $362,500, with the range running $135,000 to $990,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32712?

Yes. Call or text 407-616-9019 and we will set up showings.