32703 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32703 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Paradise Heights First Add SubDv. ⋅ 32703 Zip Code

Welcome to this beautifully remodeled 3-bedroom, 2-bath home offering 1,368 square feet of stylish, move-in-ready living in the heart of Apopka! Every detail has been thoughtfully updated, blending modern finishes with everyday comfort. Major improvements include a 2022 roof and a water softener system, providing added value and peace of mind. Step inside to discover bright, inviting living spaces, an updated kitchen, renovated bathrooms, and a functional floor plan perfect for first-time homebuyers, downsizers, or investors. Conveniently located just minutes from shopping, dining, parks, and major roadways, you'll enjoy easy access to everyday essentials, including Winn-Dixie, ALDI, and Apopka Plaza for shopping and restaurants. Outdoor enthusiasts will appreciate nearby Magnolia Park and the West Orange Trail, while healthcare is close by at AdventHealth Apopka. Families will also appreciate being within driving distance of highly regarded Orange County schools, including the A-rated Kelly Park School (K-8), along with other well-known OCPS schools in the area.

3625 Cochran Street, Apopka

$389,900

4 Beds ⋅ 3 Baths ⋅ L F Tildens Add SubDv. ⋅ 32703 Zip Code

Virtually Staged. Welcome to this beautifully updated, move-in-ready 4-bedroom, 3-bath home situated on an oversized lot with plenty of space to enjoy both inside and out. Step inside to a bright and open layout featuring updated flooring throughout, fresh modern finishes, recessed lighting, and ceiling fans. The spacious living and dining areas flow naturally into the updated kitchen, creating a comfortable and inviting space for everyday living and entertaining. The kitchen features bright cabinetry, quartz countertops, a modern backsplash, and new stainless steel appliances, giving the space a fresh and contemporary feel. Four bedrooms provide plenty of flexibility for family, guests, a home office, or additional living space, while all three bathrooms have been nicely updated with clean, neutral finishes. Major improvements include a 2022 roof, 2021 A/C, and a newer water heater, adding value and peace of mind for the next owner. Step outside and enjoy the possibilities of the oversized lot, providing plenty of room for outdoor entertaining, gardening, pets, or simply enjoying your own private backyard. An additional storage structure in the rear provides valuable extra space that can be used for storage, hobbies, a workshop, or other permitted uses. Located in Flood Zone X, where flood insurance is generally not required by lenders, giving you one less thing to worry about. Even better, there is NO HOA, meaning no HOA fees and no HOA-imposed restrictions. Whether you're searching for a primary residence, a potential rental property, or a long-term investment, this move-in-ready home provides flexibility and opportunity from day one. Conveniently located near great schools, shopping, dining, parks, and major roadways, this home combines modern updates, a generous lot, extra storage, and a move-in-ready interior all in one package. Schedule your showing today and come see everything this property can provide!

730 E 9th Street, Apopka

$252,500

2 Beds ⋅ 3 Baths ⋅ Village At Foxwood A Condo SubDv. ⋅ 32703 Zip Code

Beautifully Updated Condo That Lives Like a Townhome! Welcome to maintenance-free living without sacrificing space, style, or comfort. This beautifully updated 2 bedroom, 2.5 bathroom condo offers over 1,300 square feet of thoughtfully designed living space with soaring two-story ceilings, modern finishes, and an inviting layout that feels more like a townhome than a traditional condominium. The spacious great room is filled with natural light and opens seamlessly into the completely renovated kitchen, featuring granite countertops, stainless steel appliances, updated cabinetry, and generous workspace that's perfect for everyday living and entertaining. One of the home's standout features is the enclosed Florida room, providing valuable additional living space that's ideal as a home office, reading room, fitness area, or relaxing retreat overlooking the private patio. Upstairs, the spacious primary suite is complemented by a beautifully renovated ensuite bathroom with contemporary finishes and a stunning walk-in shower. The secondary bedroom is generously sized and is served by its own updated bathroom, making the home ideal for guests, family, or a dedicated workspace. Step outside to enjoy your private patio, or take advantage of the community pool and beautifully maintained grounds that make everyday living easy. Conveniently located in the heart of Apopka, you'll enjoy quick access to SR 436, SR 414, Wekiva Springs State Park, shopping, dining, healthcare, and major Central Florida employment centers. If you've been searching for a move-in-ready home with stylish updates, low-maintenance living, and the feel of a single-family home, this beautifully updated condo deserves a place at the top of your list.

3344 Gray Fox Cove Unit 4, Apopka

$269,000

3 Beds ⋅ 2 Baths ⋅ Marden Heights SubDv. ⋅ 32703 Zip Code

“Welcome home to this charming 3-bedroom, 2-bathroom single-family residence located in the highly desirable in Apopka area. Step inside to discover a bright, open-concept floor plan featuring tile floor throughout house, a newly renovated kitchen with stainless steel appliances. The spacious living area flows seamlessly into a private, fully-fenced backyard—perfect for entertaining or simply unwinding on the weekends. Recent updates include a newer roof, fresh paint, and an attached one-car garage. Enjoy the convenience of being just minutes away from top-rated schools, local shopping centers, and major highways for an easy commute. Don't miss out on this incredible opportunity. Rreal estate agent contact your buyer today to schedule a private tour.

520 W Ella J Gilmore Street, Apopka

$340,000

3 Beds ⋅ 2 Baths ⋅ Adams Ridge SubDv. ⋅ 32703 Zip Code

Welcome home to this beautifully remodeled 3-bedroom, 2-bath home where style, comfort, and peace of mind come together. From the moment you arrive, you'll notice this home stands out from the rest. The charming yellow exterior, attractive stone landscaping, and welcoming curb appeal create an inviting first impression, while the generously sized lot provide extra space and privacy between neighbors. Step inside to discover soaring vaulted ceilings and an open-concept living and dining area filled with natural light from updated windows and newer sliding glass doors overlooking the private, fully fenced backyard. The split-bedroom floor plan offers both privacy and functionality, making it ideal for families, guests, or a home office. The beautifully updated kitchen overlooks the main living space and features stainless steel appliances, abundant cabinetry, and a cozy breakfast nook perfect for morning coffee or casual meals. Throughout the home, you'll find wood-grain tile flooring, ceiling fans in every bedroom, and modern finishes that create a clean, move-in-ready feel. The spacious primary suite offers a walk-in closet and an updated ensuite bath complete with an upgraded vanity, lighting, and mirror. Two additional bedrooms and a renovated guest bathroom are thoughtfully situated on the opposite side of the home. Major improvements provide added confidence for the next owner, including updated windows, whole-home repiping, HVAC system, upgraded electrical panels, wood-grain tile flooring throughout, and a fully fenced backyard complete with a storage shed. Best of all, there's NO HOA, giving you the freedom to truly make this home your own. If you've been searching for a home that's been thoughtfully updated from top to bottom, offers peace of mind with major system upgrades, and is truly move-in ready, this is the one you've been waiting for! Schedule your private showing today and experience everything this beautiful home has to offer. Conveniently located near shopping, dining, parks, and major roadways.

1919 Deanna Drive, Apopka

$355,000

3 Beds ⋅ 2 Baths ⋅ Royal Oak Estates SubDv. ⋅ 32703 Zip Code

Virtually Staged. NEW ROOF (2026)Welcome to 1008 Royal Oaks Drive in Apopka! This well-maintained 3-bedroom, 2-bath home offers a functional layout, thoughtful updates, and a desirable location. Inside, you'll find a beautifully updated kitchen with modern finishes and a renovated primary bathroom designed for comfort and style. The spacious living areas provide plenty of room for everyday living and entertaining. Step outside to enjoy the inviting porch and newly fenced backyard, creating a private space for relaxing, gardening, pets, or outdoor gatherings. The property also features a two-car garage, providing ample parking and storage. Located in the established Royal Oaks community, this home backs up to the community pool area, offering convenient access to neighborhood amenities. Surrounded by Apopka's mature trees and natural beauty, the property combines a peaceful setting with everyday convenience. Enjoy easy access to SR-429, SR-414, and US-441, making commuting throughout Central Florida simple. Nearby attractions include Wekiwa Springs State Park, Kelly Park/Rock Springs, local shopping, dining, golf courses, and recreational opportunities. This home offers a wonderful combination of updated features, outdoor living space, and a convenient location close to everything in Apopka.

1008 Royal Oaks Drive, Apopka

$350,000

3 Beds ⋅ 2 Baths ⋅ Dunbridge SubDv. ⋅ 32703 Zip Code

Price Reduced!! Don't miss this opportunity to own this move-in ready 3-bedroom, 2-bath residence o- NO HOA!!!!!! 1,556 square feet of comfortable living space in the established Dunbridge community of Apopka. Thoughtfully designed with a functional single-story floor plan, this home features durable tile flooring throughout the main living areas and luxury vinyl flooring in the secondary bedrooms, providing both style and easy maintenance. The kitchen is equipped with stainless steel appliances and flows seamlessly into the dining and living spaces, creating an inviting environment for everyday living and entertaining. High ceilings enhance the open feel of the home while abundant natural light fills the interior. A spacious 16x16 enclosed patio provides valuable flexible living space that can be enjoyed year-round for entertaining, hobbies, a playroom, fitness area, or additional relaxation space. The fully fenced backyard features a wood privacy fence installed in 2018, offering a secure outdoor setting with room for pets, gardening, and outdoor gatherings. Major updates provide added peace of mind, including a new HVAC system installed in 2025 and a roof replaced in 2018. solar energy system helps promote energy efficiency and may contribute to lower utility expenses. Conveniently located near community parks, a neighborhood lake, places of worship, shopping, dining, and easy access to Hwy 414 for commuting throughout Central Florida. Did i mention NO HOA !!! valuable system updates already completed. This property presents an excellent opportunity for buyers seeking comfort, convenience, and long-term value.

1219 Maybrook Street S, Apopka

$349,000

3 Beds ⋅ 2 Baths ⋅ Bel Aire Hills Unit 3 SubDv. ⋅ 32703 Zip Code

The house has a fresh painting inside and out. A cozy, comfort 3 bedroom 2 bathroom home with a 2 car garage. The home is approximately 1300 sq ft and has easy maintenance tile flooring throughout the entire home. The laundry with washer and dryer in the garage. the garage with storage space is beside the functional kitchen. The great room overlooks the screen covered porch which leads to a large fenced backyard. The house is located in Bear Lake Elementary School, Teague Middle School, Lake Brantley High School district, close to the Walmart neighborhood market and Super Walmart shopping canter in Apopka, Publix shopping center, Wekiva Riverwalk shopping center, fine dining restaurants, Quick service restaurants .....and major roads for an easy commute.

2887 N Bermuda Avenue, Apopka

$499,900

2 Beds ⋅ 1 Baths ⋅ Acreage & Unrec SubDv. ⋅ 32703 Zip Code

Motivated Seller! Rare Investment & Lifestyle Opportunity! Whether you are searching for an equestrian property, a homestead acreage, a prepper compound, a hobby farm, or a fixer-upper farmhouse, this 4.44 sprawling-acre retreat in the heart of Apopka’s premier horse country offers endless opportunities for every type of buyer, personality, and lifestyle goal. Create your ultimate farm dreams, working homestead, or private training facility here; the zoning and layout allow you to keep horses, cattle, goats, chickens, llamas, sheep, and pigs. The grounds are fully equipped for immediate agricultural use, featuring secure fencing and cross-fencing, three generous pastures, two functional barns housing a total of five stalls, and a dedicated riding ring/arena. Mature, majestic oak trees provide deep shade across the lush Bahia grass, while a seasonal pond adds natural serenity. For the competitive or recreational rider, the location is truly world-class; situated on a quiet country road, you are on the same street as two A-rated equestrian show barns and just minutes away from the renowned Clarcona Horseman's Park and the West Orange Equine/Bicycle Trail. Survivalists, preppers, and off-grid innovators seeking self-sufficiency and sustainability will find this private compound the perfect canvas for organic gardening, crop cultivation, solar arrays, and livestock. Adventurers, outdoorsmen, and motorized hobbyists are welcome to bring their 4-wheelers, ATVs, side-by-sides, dirt bikes, 4x4s, boats, and RVs, as there is no HOA to restrict your lifestyle. While the 1,218-square-foot ranch home is currently a fixer-upper, its "old Florida" charm and unrivaled location provide the perfect canvas for a custom renovation, house flip, or complete luxury estate transformation. The home itself is full of character, boasting authentic pine-beam ceilings, a cozy living room fireplace, and durable ceramic tile flooring throughout, offering renovation loan buyers and investors massive upside potential. Despite the extreme privacy, peace, and "backyard" horse lifestyle surrounded by friendly equestrian neighbors, this property offers rapid access to major highways for a quick and stress-free commute to town. This private retreat is available to view by appointment only for qualified buyers ready to unlock its full potential—schedule your private tour today and bring your offer!

8023 Stone Road, Apopka

$175,000

2 Beds ⋅ 3 Baths ⋅ Vineyard Phase 1 SubDv. ⋅ 32703 Zip Code

Welcome home to your charming three-story townhome in the quiet Vineyard Phase community encompassed with beautiful and mature Oak Trees. First floor features your living spacing composed of your Living Room, Dining Room, Kitchen, and half bathroom. Your second floor has a spacious master bedroom and bathroom and another bedroom and full bathroom. The third floor is currently used as an attic but could be transformed into an office, workshop, den, or whatever you desire. All of the kitchen appliances, washer & dryer, and front & patio doors are less than 4 years old. Ideally located within minutes of Wekiwa Springs State Park, Rock Springs County Park, downtown Apopka, restaurants, shopping, and so much more. Easy to get to 436, 429, 414, 441 and I-4.

1073 Love Lane Unit 1, Apopka

$349,995

3 Beds ⋅ 2 Baths ⋅ Hackney Prop SubDv. ⋅ 32703 Zip Code

Welcome to 309 E 13th St in Apopka — an ideal home for first-time homebuyers! This Orange County property qualifies for the Orange County Down Payment Assistance Program, which may help eligible buyers with down payment and closing costs, making your dream of owning a home more affordable. This newly built home offers modern finishes, an open and inviting layout, and energy-efficient features designed for today’s lifestyle. Enjoy the feeling of brand-new living with contemporary spaces perfect for entertaining, relaxing, and creating lasting memories. With no HOA and a fresh, move-in-ready design, this home is truly a standout opportunity in a growing Apopka community. Schedule your showing today and step into the comfort and confidence of owning a brand-new home!

309 E 13th Street, Apopka

$415,000

4 Beds ⋅ 3 Baths ⋅ Maudehelen Sub SubDv. ⋅ 32703 Zip Code

Short Sale. This is a short sale subject to final bank approval. 4 bedroom 3 bathroom home in great condition. New water heater, roof and AC in 2022! Selling as is.

1692 Scrub Jay Road, Apopka

Start Your Search

32703 has roughly 10 to 20 active homes with no HOA on the market at any given time. They run from $175,000 to $499,900, with a median around $349,497. The typical one is about 1,349 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32703 homes with no HOA at a glance

Active listings	roughly 10 to 20
Median list price	$349,497
Price range	$175,000 to $499,900
Median size	1,349 sq ft
Median bedrooms	3
Median year built	1981
Median days on market	31

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	12	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32703 homes with no HOA by price range

under $300k	4
$300k-$500k	8

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32703?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32703?

The median list price is around $349,497, with the range running $175,000 to $499,900.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32703?

Yes. Call or text 407-616-9019 and we will set up showings.