32776 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32776 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 3 Baths ⋅ N/A SubDv. ⋅ 32776 Zip Code

Experience the perfect blend of privacy, country living, and convenience with this move-in-ready 3-bedroom, 3-bath Next-Generation home, built in 2016 and thoughtfully designed for multi-generational living. Situated on nearly 5 acres with two private entrances, this versatile property offers exceptional flexibility. The spacious loft and suite could be converted into additional bedrooms, creating the potential for a 5-bedroom, 3-bath layout. Whether you're looking for multi-generational living, a private homestead, or room to expand, this property checks every box. There's an additional older home on the property presents a rare opportunity for renovation, ideal for creating a guest house for the ultimate compound. Theres also a large shed. Enjoy peaceful country living without sacrificing convenience. Located just 4 minutes from SR-429 and only 14 minutes to I-4, you'll have quick access to major shopping, dining, and Central Florida attractions while still enjoying the freedom of NO HOA. Bring your horses, RVs, boats, chickens, and all your toys, there's room for it all. This one-of-a-kind property offers endless possibilities. Opportunities like this are rare, schedule your private showing today!

28900 Sleepy Bear Lane, Sorrento

$479,990

3 Beds ⋅ 2 Baths ⋅ Mount Plymouth SubDv. ⋅ 32776 Zip Code

Under Construction. Welcome to The Drexel, Lake County Curb Appeal Meets Everyday Luxury Set on a desirable corner lot, this stunning Drexel floor plan greets you with striking stone accents, lush professional landscaping, and a full irrigation system front and side. An 8' full-lite front door opens into a welcoming foyer, where soaring 9'4" ceilings set the tone for the open, airy feel found throughout. At the heart of the home, the spacious great room, enhanced with upgraded LED flush-mount lighting, flows seamlessly into a beautifully appointed kitchen designed to impress. Quartz countertops, stainless steel appliances (including an ENERGY STAR® side-by-side refrigerator), a large center island, and a generous pantry bring together style and function effortlessly. The sunlit breakfast nook is the perfect spot for morning coffee, while two triple sliding glass doors open the living space to the extended, screened in lanai, a true indoor outdoor retreat perfect for soaking in beautiful sunset views, relaxing, or entertaining guests. Tucked away for privacy, the owner's suite features a spacious walk-in closet and a spa-inspired bath with dual vanities and a large tiled walk-in shower with glass enclosure. Two additional bedrooms share a full bath featuring a tiled tub-and-shower combo. Durable ceramic tile flooring flows throughout the entire home, while a centrally located laundry/mudroom with cabinetry provides extra storage just off the two-car garage, everyday convenience, thoughtfully designed. This home is equipped with smart technology throughout, including a Ring video doorbell, smart thermostat, keyless entry, and Deako smart switches, plus energy-efficient thermal windows and architectural shingles, all backed by a full builder warranty for lasting peace of mind. With no HOA fees, this home sits in the sought-after Mount Plymouth-Sorrento area, boasting spacious homesites and a peaceful, small-town atmosphere just minutes from historic downtown Mount Dora. Outdoor enthusiasts will love the proximity to Kelly Park/Rock Springs and Wekiwa Springs State Park, and with quick access to the Wekiva Parkway (SR-429), commuting to downtown Orlando and major employment centers is a breeze. Experience the craftsmanship, modern finishes, and thoughtful design of this exceptional new construction home. Schedule your private tour today. We can’t wait to welcome you home!

25875 Shawnee Street, Mount Plymouth

$1,450,000

4 Beds ⋅ 5 Baths ⋅ Wolfbranch Estates SubDv. ⋅ 32776 Zip Code

WOW! An amazing equestrian farmhouse with tons of space AND an opportunity to generate income, create rental space, or run your own business, all in the same property? Along with a no-hassle HOA? Absolutely! Bring your horses and escape to your own private estate on nearly 2.5 beautifully fenced acres — where luxury, space, and flexibility come together just minutes from all the amenities of downtown Mount Dora. Immaculately maintained, this home boasts a NEW roof (2025), NEW water heater, and NEW driveway and garage pads. What truly sets this property apart is the incredible 50’ x 52’ barn/garage with RV-height clearance — an exceptionally rare feature with endless possibilities. This structure is plumbed for adding a restroom or kitchen, and even has its own separate septic tank. Perfect for horse enthusiasts, car collectors, RV owners, hobbyists, contractors, or business owners, this versatile space has even served as an income-producing workshop in the past. The covered front porch of the structure can be used as a parking pad for a possible in-law suite, or easily converted to horse stalls while preserving the interior space for storage or a tack room. A climate-controlled 12’ x 36’ office is attached, making it easy to run a business or work from home without sacrificing living space. This stunning 4-bedroom home was designed for both everyday comfort and unforgettable entertaining. From the moment you step inside, you’re greeted by soaring cathedral ceilings, rich real wood flooring, and an open, inviting layout filled with natural light. Upstairs, a spacious loft with two separate sitting areas creates the perfect space for a media room, game room, home library, or additional lounge areas. Privacy and convenience abound, with three of the four bedrooms featuring their own en-suite bathrooms — ideal for guests or multi-generational living. The spacious first-floor office can also function as a fifth bedroom. Start your mornings on the charming covered front porch, where you can unwind and take in the peaceful surroundings of this quiet, upscale neighborhood. Step outside and discover your personal Florida oasis. The expansive screened lanai features a heated pool and spa, surround sound system, outdoor TV viewing, and built-in cooling misters — creating the ultimate year-round entertainment space for hosting family and friends in. The fully board-fenced property offers room for horses, recreational vehicles, and all your outdoor toys. The $75-a-year HOA fee is voluntary and used to decorate the entrance for the holidays. Even with the peaceful country setting, you’re only five minutes from the restaurants, shopping, festivals, and waterfront charm of downtown Mount Dora. The property has been meticulously maintained inside and out; the seller, who is a licensed contractor, recently had a home inspection completed and addressed every issue. This one-of-a-kind estate offers the rare combination of luxury living, functional workspace, income potential, and room to breathe. Opportunities like this are exceptionally rare — schedule your private showing today and experience everything this extraordinary property has to offer.

32137 Wolf Branch Lane, Sorrento

Start Your Search

32776 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin and moves quickly. They run from $479,990 to $1,450,000, with a median around $550,000. The typical one is about 2,157 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32776 homes with no HOA at a glance

Active listings	a handful
Median list price	$550,000
Price range	$479,990 to $1,450,000
Median size	2,157 sq ft
Median bedrooms	3
Median year built	2015
Median days on market	1

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	2	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	1	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32776 homes with no HOA by price range

$300k-$500k	1
$500k-$750k	1
$1M+	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32776?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32776?

The median list price is around $550,000, with the range running $479,990 to $1,450,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32776?

Yes. Call or text 407-616-9019 and we will set up showings.