32732 Zip Code Homes $300,000 to $500,000

Browse All 32732 Zip Code FL Homes $300,000 to $500,000 for Sale

3 Beds ⋅ 3 Baths ⋅ 300 SubDv. ⋅ 32732 Zip Code

Welcome to this ONE OF A KIND property in the charming small town of Geneva, Florida! Cash offers only due to a roof that is not leaking but is 2005. This country home is set up for two families. Jointly together it is a 4-bedroom, 3-bathroom home that sits on an expansive 2.25-acre cleared property, perfectly blending rural tranquility with versatile living spaces. Nestled among soaring pine trees and securely fenced with a gated entrance, this semi-rural retreat offers plenty of room for your dreams—whether you’re a family seeking space to grow, an investor interested in rental income, or a horse enthusiast looking for a country setting. A perfect spot for your very own little FARM. This home is actually a lot more square feet than the public records show. Designed for multi-generational living, the property features a full basement, yes in Florida, a single-story in-law spacious suite with its own kitchen, making it easy for two families to live comfortably and privately under one roof. Perfect for a teen, grandparent, rental income with all kind of possibilities. The second living space is a two story with one full bedroom and bath downstairs and two full bedrooms upstairs. The one story suite has beautiful wood floors. There’s even potential to generate rental income from either side of the home. One of the best features of this property is the well taps into the Geneva Bubble. A local favorite for delicious well water that is amazing. Outside, the acreage is zoned for horses and ready for your mini-farm or gardening projects. A large metal carport, next to an expansive slab, provides ample space for vehicles or equipment. The roof is 2005 and the property has multiple A/C units. There is an older barn/outbuilding to the back. The single side has a nice walk out slab that is perfect for outdoor living. The two story side has a fenced in area that is private off of the side of the house. With cleaning and TLC you will have a true gem with so many options for the future. With Geneva’s welcoming community, top-rated schools, and a peaceful small-town atmosphere, you’ll love the slower pace while still being within easy reach of Oviedo, Sanford, and Lake Mary and the coast. Don’t miss this unique opportunity to create the lifestyle you’ve been dreaming of—whether it’s for your family, your animals, or your investment portfolio!

670 E State Road 46, Geneva

$469,000

2 Beds ⋅ 1 Baths ⋅ Metes & Bounds SubDv. ⋅ 32732 Zip Code

“As-is” Florida Cracker Home with detached garage on 4.58 acres of high and dry Geneva acreage with mature trees and 318’ of paved frontage, plus an adjoining parcel that is also available for purchase. Renovate and reside, rent it out, and/or build your dream home from the ground up while leaving your income options open— this 4.58-acre Geneva property offers a rare combination of existing structures to make your own plus high, dry buildable land in one of Seminole County's rural communities. This parcel offers an existing gutted home with a screened porch, a garage, both with new roof in 2021, plus 2 storage sheds, all being offered “as is”, with potential to become guest cottage, home office, rental, or workshop spaces while offering plenty of high and dry buildable land for your new dream home! Offering peace of mind and buildability that’s hard to find in Seminole County, this entire parcel has exceptional high elevations 70’ +/- above the water table, as for the USGS Topographic Survey Map, and is on the coveted Geneva Bubble. With approx. 318 feet of paved frontage on Old Geneva Road, the parcel offers convenient, centrally located access. Whether you’re envisioning a private home along with guest house income potential, a compound, or a hobby farm with room for horses and livestock plus the buildings that house them, this expansive, peaceful setting delivers room to build, expand and develop into your dream rural retreat with NO HOA.. Acreage has been thoughtfully under-brushed to showcase the beautiful mature trees while preserving the natural beauty of the land. Bring your toys, RV’s, and boats. 12 miles to the 417, 18 miles to I-95. Convenient access to the St. Johns River, public boat ramps, the Flagler Trail and Lake Harney Wilderness Area — hike, boat, fish, and enjoy Florida wildlife. Convenient to Central Florida beaches, Space Coast, theme parks, and downtown Orlando. Property Dimensions are approximately 627’ North side, 318’ West side, 629’ South side, and 318’ East side. Bonus Opportunity: The adjoining 9.63-acre parcel (Parcel 25) is also being offered, providing a rare chance to acquire over 14.21 combined acres in one of Geneva’s most coveted locations.

450 Old Geneva Road, Geneva

$439,888

3 Beds ⋅ 2 Baths ⋅ Palm Shadows Vacd SubDv. ⋅ 32732 Zip Code

Welcome to your own private waterfront retreat on the St. Johns River! Nestled in the peaceful community of Geneva, this beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern updates and the relaxed Florida lifestyle you've been dreaming of. Situated on approximately .42 acres with nearly 80 feet of waterfront, this property is a true paradise for boating, fishing, and nature enthusiasts. Step outside to your private dock featuring a covered boat lift and direct navigable access to the St. Johns River, making every day feel like a vacation. Inside, the home has been thoughtfully updated with luxury vinyl flooring, a stunning kitchen complete with quartz countertops, new appliances, and beautifully remodeled bathrooms. A spacious laundry room, new tankless water heater, new HVAC system, and new roof provide peace of mind for years to come. Enjoy your morning coffee or evening sunsets from one of two enclosed Florida rooms while overlooking the tranquil water. Whether you're launching the boat, catching fish from your own dock, or simply relaxing with friends and family, this home offers an unmatched waterfront lifestyle. With no HOA, room for your toys, covered parking, and easy access to nearby boat ramps, this is a rare opportunity to own a move-in ready waterfront home in one of Central Florida's most scenic locations. Come experience the beauty, privacy, and adventure that Geneva waterfront living has to offer.

2082 Shady Lane, Geneva

$395,000

32732 Zip Code

Ready to build your dream home? Welcome to this stunning and peaceful property and imagine it nestled in the scattered oak trees. This high and dry property just under 4 acres is the perfect location, it’s within the Geneva bubble area with no HOA. This property is located near "The Flagler Trail" and "The Lake Harney Wilderness Preserve." This preserve includes 300 acres to hike and appreciate the outdoors. Only minutes to the St. Johns River with boating, fishing and enjoying wildlife. The property is conveniently located to the beaches, Space Coast, attractions and Downtown Orlando. Just minutes to Oviedo or Sanford. Additionally just 12 miles to the Sanford/Orlando International Airport. If that's not enough it's also in the highly rated Seminole County School District. There was a former homestead on the property so there might be a possibility of reduced impact fees. What a wonderful place to call home!

620 Cochran Road, Geneva

$384,900

2 Beds ⋅ 2 Baths ⋅ Lake Harney Ranch Estates 3rd Sec SubDv. ⋅ 32732 Zip Code

Welcome Home to Your Peaceful Retreat in Geneva, FL! Nestled on a beautiful, spacious lot, this charming 2-bedroom, 2-bathroom home offers the perfect blend of comfort, simplicity, and serene country living. With 977 sq ft of thoughtfully designed space, this home is ideal for those seeking a cozy retreat without sacrificing style or functionality. Step inside to an inviting open-concept layout that maximizes every square foot. The living, dining, and kitchen areas flow seamlessly together, creating a bright and airy atmosphere perfect for everyday living and entertaining. Natural light pours in, enhancing the home’s warm and welcoming feel. The kitchen is both stylish and practical, offering ample cabinetry and counter space for all your cooking needs. Whether you're preparing a quiet meal at home or hosting friends, this space is designed to bring everyone together. Both bedrooms are comfortably sized, including a primary suite with its own private bathroom, providing a relaxing space to unwind at the end of the day. A second full bathroom adds convenience for guests or family members. Step outside and enjoy the beauty of your expansive lot—perfect for gardening, outdoor gatherings, or simply soaking in the peaceful surroundings. With plenty of room to expand, add a workshop, or create your dream outdoor oasis, the possibilities are endless. Located in the quiet and desirable area of Geneva, you’ll enjoy the charm of rural living while still being within a short drive to shopping, dining, and nearby city conveniences. Whether you're looking for a starter home, downsizing, or investing, this property offers incredible value and lifestyle appeal. Don’t miss your chance to own this slice of tranquility in Geneva, FL—schedule your showing today!

1438 Lake Harney, Geneva

$400,000

Geneva Tr 15-20-32 SubDv. ⋅ 32732 Zip Code

NOW AVAILABLE FOR INDIVIDUAL PURCHASE! Don't miss this rare opportunity to own one of four beautiful buildable homesites in the heart of Geneva. Following a recent price adjustment, each lot is now being offered separately, giving buyers, builders, and investors the flexibility to purchase the parcel that best fits their needs. Available lot sizes include approximately 0.53 acres, 0.76 acres, 1.09 acres, and 3.63 acres, each offering the perfect setting to build your custom home in one of Central Florida's most desirable rural communities. Situated off a private roadway, these high and dry parcels are located within the highly sought-after "Geneva Bubble," an area well known for its elevated terrain, excellent well water, towering mature trees, and peaceful country setting. Enjoy the privacy of rural living while remaining just a short drive from shopping, dining, schools, and major roadways. Whether you're looking for the perfect homesite, planning your forever home, or searching for your next investment opportunity, these properties offer exceptional versatility and value. Builders also have the unique opportunity to purchase multiple adjoining lots for future development. Buildable lot research is available upon request. Buyers are encouraged to perform their own due diligence regarding building plans and intended use.

0000 Culver Way, Geneva

$424,000

3 Beds ⋅ 2 Baths ⋅ Palm Shadows Vacd Plat SubDv. ⋅ 32732 Zip Code

PRICE IMPROVEMENT! Don't miss this exceptional waterfront home in Geneva offering direct access to the St. Johns River from your own backyard! Located in the desirable Palm Shadows community, this canal-front property features approximately 80 feet of waterfront, a private dock, boathouse with motorized lift, and plenty of space to enjoy boating, fishing, kayaking, and the Florida lifestyle. Inside, you'll find a bright, inviting floor plan with comfortable living spaces designed for everyday living or weekend escapes. Situated on a peaceful lot with no HOA and no known lease restrictions, this property offers the perfect combination of privacy, flexibility, and outdoor recreation. Conveniently located near Orlando, Sanford, and the beaches while surrounded by the natural beauty of Geneva, this is a rare opportunity to own a move-in-ready waterfront home with boat access to the St. Johns River.

2086 Starboard Drive, Geneva

$349,900

Lake Harney Estates 5 Acre Dev 256 Parcels SubDv. ⋅ 32732 Zip Code

Seller is offering owner financing!!! Rare opportunity to own a high and dry 5-acre homesite in the highly sought-after rural community of Geneva! Positioned entirely within Flood Zone X on a paved road, this pristine, untouched parcel offers fully usable land and total peace of mind. It is the ultimate blank canvas to design your ideal lifestyle, whether that means a custom luxury estate, a private homestead with room for animals, or a peaceful weekend retreat. The property features electric available right at the street and a septic system that was installed in 1980 but has never been used (well will be needed). Zoned for top-rated, A-ranked Seminole County schools, this location perfectly balances secluded country living with modern convenience. Enjoy easy access to nearby horse trails, hiking, boating, and fishing, while staying just a short drive from shopping and dining in Oviedo and Sanford, SR-417, and the Orlando-Sanford International Airport. Large, fully buildable acreage in this coveted area rarely comes to market. Bring your builder and your imagination to create the serene, room-to-roam lifestyle you have always envisioned!

541 E Osceola Road, Geneva

$395,000

3 Beds ⋅ 2 Baths ⋅ Osceola Bluff South 5 Acre Dev 86 Parcels SubDv. ⋅ 32732 Zip Code

3/2 Mobile home on 5 acres. Land is a combination of wooded and cleared. Previously divided into multiple fenced areas for livestock. New roof September 2024. New AC April 2024. New Sump pump and iron-out water softener in April 2021. Perfect country living as is, or build your dream home on 5 acres.

Geneva

$375,000

4 Beds ⋅ 2 Baths ⋅ No Subdivision SubDv. ⋅ 32732 Zip Code

fully renovated 4BR/2BA concrete block home featuring fresh paint, brand new A/C new well, updated light fixtures, tile & new LVP flooring throughout. Kitchen offers solid new wood cabinetry, butcher block counters, new stainless appliances, & breakfast bar. Both bathrooms have been fully remodeled. Home includes a metal roof, covered patio, 12x28' pump shed/storage building & a 26'x20' carport. Nestled on a bluff at the end of a paved road with no river flooding history. Enjoy abundant wildlife, deer, turkey & bald eagles. Short boat ride to Lake Harney, Monroe, Jesup, Deep Creek, & Mullet Lake Park. Ideal for boating, fishing, tubing & nature lovers. Minutes to public ramps, Gators Riverside, Jolly Gator & Hammock Restaurants. Peaceful, private setting with outdoor adventure just around the corner. Oviedo, Sanford, Lake Mary Osteen, & Mims is just down the road.

4085 Cypress Bend, Geneva

Start Your Search

32732 has a handful of active homes from $300,000 to $500,000 on the market at any given time, so inventory here is thin and moves quickly. They run from $375,000 to $469,000, with a median around $424,000. The typical one is about 1,400 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32732 homes from $300,000 to $500,000 at a glance

Active listings	a handful
Median list price	$424,000
Price range	$375,000 to $469,000
Median size	1,400 sq ft
Median bedrooms	3
Median year built	1984
Median days on market	50

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	0	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32732 homes from $300,000 to $500,000 by price range

$300k-$500k	7

What to check before you write an offer

The largest band in the four counties, so the most competition and the most choice
Where new construction and resale overlap most directly
Lake County punches above its weight here at 1,376 active

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes from $300,000 to $500,000 are for sale in 32732?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes from $300,000 to $500,000 cost in 32732?

The median list price is around $424,000, with the range running $375,000 to $469,000.

Can you show me homes from $300,000 to $500,000 in 32732?

Yes. Call or text 407-616-9019 and we will set up showings.