32725 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32725 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Deltona Lks Un 16 SubDv. ⋅ 32725 Zip Code

Virtually Staged. One or more photo(s) was virtually staged, Welcome to 1726 Monticello St, Deltona, FL! Discover comfort, functionality, and easy Florida living in this inviting 3-bedroom, 2-bathroom home featuring a desirable split-bedroom floor plan and tile flooring throughout—no carpet! The home offers a bright and spacious living area, a fully equipped kitchen, and a separate family room perfect for relaxing or entertaining. The primary suite provides privacy with its own full bathroom and direct access to the backyard, while two additional bedrooms share a second full bathroom. Enjoy convenient dual access to the spacious backyard from both the family room and primary bedroom, making indoor-outdoor living a breeze. Additional features include an attached private garage and plenty of outdoor space to enjoy Florida’s beautiful weather year-round. Best of all, NO HOA, giving you added flexibility without monthly association fees. Conveniently located near shopping, dining, schools, parks, and major roadways. Schedule your showing today and come see everything this Deltona home has to offer! Schedule your private tour today

1726 Monticello Street, Deltona

$249,900

2 Beds ⋅ 2 Baths ⋅ Deltona Lakes SubDv. ⋅ 32725 Zip Code

Virtually Staged. Why rent when you can own this beautifully remodeled home on a spacious 1/3-acre lot with NO HOA? Conveniently located near shopping, public transportation, and I-4, this home offers the perfect combination of comfort, style, and convenience. Simply unpack and enjoy the peace of mind that comes with major updates already completed, including a new roof, new kitchen, updated HVAC with new blower motor, and new luxury waterproof vinyl flooring throughout the living areas, bedrooms, and hallway. The stunning kitchen is designed to impress with solid wood soft-close cabinetry, elegant quartz countertops, a large deep single-bowl stainless steel sink, and Whirlpool stainless steel appliances. Whether you're preparing everyday meals or entertaining friends and family, you'll appreciate the abundant cabinet space, spacious countertops, and functional layout. The open floor plan creates a warm and inviting atmosphere where the living room flows seamlessly into the dining area and kitchen. A charming Mediterranean-style covered entry and courtyard provide wonderful curb appeal and a welcoming first impression. Both bathrooms have been tastefully updated with new vanities, sinks, commodes and has a beautifully tiled shower. Additional improvements include new interior doors, modern hardware, updated lighting, and ceiling fans throughout. Step outside through the new sliding glass door to the screened patio overlooking the large, partially fenced backyard—ideal for weekend barbecues, pets, gardening, or simply relaxing and enjoying Florida's beautiful weather. Updated double-pane front windows improve energy efficiency, while the oversized carport provides covered parking and additional storage. 1/2 mile to Publix, Walgreens, Gas Station and restaurants. Golf at nearby The Deltona Club golf course, Park and Playground with fields at Dewey O Booster Park, and dog parks nearby also. This home truly checks all the boxes for buyers—beautifully updated, move-in ready, city water and sewer for peace of mind and located in a convenient area with no HOA restrictions. Don't miss your opportunity to make homeownership a reality in this exceptional property! 10 mins to Lake Mary / Sanford, 25 mins to Beaches, 35 mins to Orlando, 1 hour to Disney. This home may be under audio-video surveillance.

1532 N Normandy Boulevard, Deltona

$300,000

2 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 30 SubDv. ⋅ 32725 Zip Code

Virtually Staged. WELCOME TO 1460 E LOMBARDY DR., DELTONA, FL! This beautifully updated 2 BEDROOM, 2 BATH pool home combines modern upgrades, energy efficiency, and Florida living at its finest. Situated on a spacious lot with mature shade trees, this move-in-ready home offers exceptional value with OWNED SOLAR PANELS and an extensive list of major improvements completed in 2021. Step inside to discover an inviting open layout featuring TILE FLOORING THROUGHOUT and a beautifully remodeled kitchen complete with NEW CABINETS, GRANITE COUNTERTOPS, and ample storage. The bright living and dining areas create the perfect space for relaxing or entertaining, while both bedrooms offer comfortable accommodations with two full bathrooms. NEW ROOF (2021), NEW A/C (2021), NEW KITCHEN CABINETS WITH GRANITE COUNTERTOPS (2021), NEW INTERIOR PAINT (2021), NEW EXTERIOR PAINT (2021), OWNED SOLAR PANELS, AND MORE! Step outside to your own private backyard retreat featuring a SCREEN-ENCLOSED IN-GROUND POOL, perfect for enjoying Florida's sunshine year-round while offering privacy and comfort for entertaining family and friends. SCREEN-ENCLOSED POOL, TILE FLOORING THROUGHOUT, COVERED CARPORT, MATURE LANDSCAPING, SPACIOUS YARD, MOVE-IN READY. Conveniently located near shopping, dining, parks, schools, and with easy access to I-4, this home provides an easy commute to both Orlando and Daytona Beach. DON'T MISS THIS INCREDIBLE OPPORTUNITY TO OWN A BEAUTIFULLY UPDATED, ENERGY-EFFICIENT POOL HOME IN THE HEART OF DELTONA. SCHEDULE YOUR PRIVATE SHOWING TODAY!

1460 E Lombardy Drive, Deltona

$398,800

4 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 03 SubDv. ⋅ 32725 Zip Code

If you are looking for a well-cared-for home with plenty of room for everyone—and everything—plus NO HOA, this home is for you! This home provides a wonderful combination of places to gather and separate spaces when privacy is desired. Custom double front doors open to the living and dining rooms, which flow into the kitchen featuring wood cabinets, granite counters, and a center island. The kitchen opens to the family room creating a natural gathering space, with direct access to the HUGE screened and tiled lanai, adding even more room for meals, entertaining, playtime, or simply relaxing outdoors. The private primary suite features a large walk-in shower with dual shower heads, a soaking tub, and an expansive double vanity. On the opposite side of the home, three additional bedrooms share a second full bath, providing plenty of room for family, guests, a home office, or hobbies. And with an EXTRAORDINARY amount of storage space, there is room for all the things that come with everyday living! Sitting high above the street, the elevated setting creates a welcome sense of separation from passing traffic and added privacy within the home. The location is EXCEPTIONALLY CONVENIENT—just off Saxon Blvd approximately 5 minutes from I-4 for easy access to both Orlando and Daytona Beach (just 30+/- minutes to each), and literally minutes from Publix, Lowe’s, shopping, restaurants, and everyday necessities. Built in 1998 and in good condition, this move-in ready home is largely original and is priced with future updates in mind giving you the opportunity to make it your own! Room sizes are approximate.

1837 E Glancy Drive, Deltona

$174,500

2 Beds ⋅ 2 Baths ⋅ Edgewater Condo Apts SubDv. ⋅ 32725 Zip Code

Beautifully updated GROUND-FLOOR 2-bedroom, 2-bath condo in Edgewater Condominiums, offering modern upgrades, low-maintenance living, and an exceptional location. The kitchen features granite countertops, a stainless steel sink, and a full suite of stainless steel appliances, including a dishwasher. The stacked washer and dryer are also new. 2021 A/C, a new Siemens electrical panel, new windows, updated primary bathroom with walk-in shower, second bath has new toilet and vanity and features a tub, fresh interior paint throughout, new ceiling fans with integrated lighting, new blinds, and durable new waterproof vinyl flooring In Kitchen and baths. Enjoy your morning coffee or unwind in the enclosed porch features vinyl windows. The community has recently completed a 2022 roof and offers outstanding amenities, including overnight security, a community pool, newly resurfaced tennis courts, pickleball courts. Nearby there are scenic bike and walking trails, and a playground. Ideally situated directly across from Lake Monroe, where you can watch serene sunsets. Located next to Green Springs Park, and with shopping, dining, and the post office just minutes away, this home combines comfort, convenience, and an active Florida lifestyle. Whether you're searching for a primary residence, seasonal retreat, or low-maintenance home, this move-in-ready property is an excellent opportunity in one of Deltona's most convenient locations. HOA FEE HAS REMAINED $217 for OVER 20 YEARS with NO INCREASES.

100 Sweetgum Woods Court Unit 4A, Deltona

$307,500

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 53 SubDv. ⋅ 32725 Zip Code

Welcome to your new home at 2695 Keene Ln in Deltona! With a 2021 roof, 2017 HVAC system, 2024 PEX re-plumb, 3 year old hot water tank, 5 year old drain field and newer appliances, you can move in with confidence knowing many of the major updates have already been completed. Inside, you’ll find a thoughtfully updated interior featuring luxury vinyl plank flooring throughout, beautiful granite countertops, and soft-close cabinetry that adds both style and functionality to the kitchen. The open and inviting layout is perfect for everyday living, whether you’re relaxing at home or entertaining your family and friends! Step outside the French doors and enjoy the FULLY fenced backyard, with no back neighbors, offering privacy and plenty of space to relax, entertain, or let the family play. The backyard also features a spacious concrete patio, complete with a dedicated electrical hookup for a hot tub. Need extra storage? The convenient storage shed provides plenty of room for tools, lawn equipment, and seasonal items. Conveniently located near shopping, schools, parks, and I-4, this home combines modern updates with the PERFECT location. This neighborhood even has sidewalks and is only minutes away from Aldi, Publix, Lowe’s, and so much more. Whether you’re a first-time homebuyer, looking to upgrade, or searching for your next investment, this move-in-ready home is one you won’t want to miss. Schedule your private showing today before it’s too late!

2695 Keene Lane, Deltona

$310,000

3 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 11 SubDv. ⋅ 32725 Zip Code

New Price Improvement!! Welcome home to this beautifully maintained 3-bedroom, 2-bath residence offering comfort, functionality, and thoughtful updates throughout. The heart of the home is the spacious expanded kitchen, featuring abundant cabinetry, generous counter space, a breakfast bar, and an open layout that connects seamlessly to the main living and dining areas, ideal for both daily living and entertaining. A desirable split-bedroom floor plan enhances privacy, while laminate wood-look flooring and tile in the kitchen provide easy maintenance and durability. Step outside to a fully fenced backyard designed for relaxation and enjoyment, complete with fruit trees and flowering plants that create a peaceful, natural setting. A storage shed and private irrigation well add convenience and utility to the outdoor space. This home has been carefully maintained and features several major updates, including a new roof (2026), updated electrical panels (2026), new HVAC system (2024), and a carbon water filtration system. The septic system was also pumped about five years ago. Conveniently located near shopping, dining, schools, parks, and major roadways, this home offers everyday convenience paired with long-term value. Schedule your private showing today.

1468 Coronet Drive, Deltona

$329,000

4 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 04 SubDv. ⋅ 32725 Zip Code

Experience the ease of modern living, a pristine 2021-built home designed for comfort and functionality. Spanning 1,836 square feet, this bright and airy residence features a thoughtful four-bedroom, two-bathroom layout centered around a spacious open-concept kitchen and living area, perfect for both daily life and hosting friends. Since the home was recently constructed, you'll enjoy the peace of mind that comes with energy-efficient systems, modern insulation, and up-to-date building codes, ensuring low maintenance for years to come. Situated on a generous quarter-acre lot on a quiet, paved street, the property provides a blank canvas for your dream backyard, whether you envision a garden, a play area, or a private retreat. Ideally located with quick access to I-4, you're perfectly positioned for an easy commute to Orlando or a weekend getaway to Florida's famous beaches. This is a rare opportunity to move into a truly turn-key, modern sanctuary that is ready for you to call home.

725 N Firwood Drive, Deltona

$349,000

3 Beds ⋅ 3 Baths ⋅ Deltona Lakes Unit 69 SubDv. ⋅ 32725 Zip Code

Beautiful single-story home located in a quiet, established neighborhood, offering 3 bedrooms, 3 bathrooms, and a spacious layout ideal for comfortable living. This property features a classic brick exterior, a 2-car garage, and a covered front entry. Inside, you’ll find a functional floor plan filled with natural light and generous living areas ready for your personal touch. The home offers great potential for customization and value, making it perfect for homeowners or investors alike. The large yard provides plenty of space for outdoor enjoyment or future improvements. Conveniently located near schools, shopping, dining, and major highways. Don’t miss this excellent opportunity!

783 S Atmore Circle, Deltona

$380,000

4 Beds ⋅ 2 Baths ⋅ Deltona Lakes Unit 03 SubDv. ⋅ 32725 Zip Code

QUALIFIED BUYERS CAN ASSUME A 3.625% INTEREST This home features an open concept floor plan, A spacious 4 bedrooms and 2 full bathrooms complete with over $10,000 in orginal upgrades when it was constructed, including energy-efficient Whirlpool brand appliances, spacious kitchen countertops, stunning 36” upper cabinets with crown molding, brushed nickel hardware and an attached two car garage. showcases a master suite with a large walk-in closet, a spacious family room and a dining area, as well as a covered back patio .

1528 E Falmouth Avenue, Deltona

Start Your Search

32725 has roughly 10 to 20 active homes with no HOA on the market at any given time. They run from $174,500 to $398,800, with a median around $310,000. The typical one is about 1,590 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32725 homes with no HOA at a glance

Active listings	roughly 10 to 20
Median list price	$310,000
Price range	$174,500 to $398,800
Median size	1,590 sq ft
Median bedrooms	3
Median year built	1989
Median days on market	19

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	11	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	0	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32725 homes with no HOA by price range

under $300k	2
$300k-$500k	9

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32725?

There are roughly 10 to 20 active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32725?

The median list price is around $310,000, with the range running $174,500 to $398,800.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32725?

Yes. Call or text 407-616-9019 and we will set up showings.