32707 Zip Code FL Real Estate, Homes with No HOA Fee for Sale

Browse All 32707 Zip Code FL Properties with No HOA Fee for Sale

3 Beds ⋅ 2 Baths ⋅ Carriage Hill Unit 1 SubDv. ⋅ 32707 Zip Code

Welcome to 4 Carriage Hill Circle, a spacious and inviting pool home nestled on a generously sized lot in the established Carriage Hill community. This well-designed residence features a versatile split-bedroom floor plan with multiple living spaces, including separate living, dining, and family rooms, offering flexibility for entertaining, relaxing, or working from home. Additional highlights include a spacious bonus room, a large indoor laundry room with plenty of storage, dual-zone air conditioning for improved comfort and efficiency, and mature landscaping that enhances the home's curb appeal. Conveniently located near shopping, dining, major roadways, parks, and top-rated Seminole County schools, this home offers the perfect blend of space, comfort, and convenience. Don't miss the opportunity to make this versatile Florida pool home your own!

4 Carriage Hill Circle, Casselberry

$424,999

4 Beds ⋅ 2 Baths ⋅ Sterling Park Unit 04 SubDv. ⋅ 32707 Zip Code

SPACIOUS 4-BEDROOM HOME IN CASSELBERRY. TOP-RATED SCHOOLS Welcome home to this spacious and inviting 4-bedroom, 2-bathroom single-family residence offering 2,276 square feet of comfortable living space in the heart of Casselberry. Nestled in a desirable Seminole County neighborhood, this property features a generous 8,648-square-foot lot providing plenty of room for outdoor enjoyment and everyday living. Inside, you will find a functional and flowing floor plan designed to fit your lifestyle, complete with ample natural light, well-proportioned bedrooms, and great potential to make it your own. Conveniently located near local parks, shopping, dining, and top-rated Seminole County schools, this home places you close to everything you need. Properties in this neighborhood are in high demand and move quickly. Located in a top-rated Seminole County school zone, just minutes from Sterling Park Elementary, shopping, restaurants, and major highways. Close to the future Seminole County Park featuring walking trails, playgrounds, and recreational amenities. Future recreational opportunities are on the horizon as the former Deer Run Golf Course is being transformed into The Deer Run Community Park. Planned amenities include more than four miles of trails and boardwalks, along with a renovated community center, creating an exceptional outdoor destination within Seminole County's natural landscape. All schools are close by and Sterling Park Elementary is inside the neighborhood for easy access. Make your appointment to see this today! Do not miss your chance to view this fantastic home. Call today to schedule your private tour and take the first step toward making this property yours.

215 Twelve League Circle, Casselberry

$325,000

2 Beds ⋅ 2 Baths ⋅ Sausalito Sec 3 SubDv. ⋅ 32707 Zip Code

Welcome to 670 Stanhope Drive in Casselberry, a charming home located in the desirable Sausalito community near Lake Howell. This property offers a comfortable layout with plenty of potential for a primary residence, second home, or investment property. This 2 bedroom and 2 bath home features NO flooding, new roof 2023, oversized 2 car garage and a screened in porch with a fully fenced in back yard. One of the biggest highlights is the community lifestyle. Residents enjoy access to recreational amenities including pickleball/tennis courts, a community boat ramp and dock, playground and clubhouse, making it easy to enjoy time outdoors and on the water. The community also offers optional boat and RV storage, a valuable feature for buyers who want convenient space for their recreational vehicles. Nearby listings in the same Sausalito community confirm access to a private/community boat ramp, dock and recreational facilities. Conveniently located in Casselberry with easy access to shopping, dining, schools and the greater Orlando area, this home offers a great combination of neighborhood amenities and Central Florida living. Bring your boat, RV and pickleball paddle and start enjoying the Florida lifestyle at 670 Stanhope Drive!

670 Stanhope Drive, Casselberry

$280,000

3 Beds ⋅ 2 Baths ⋅ Carmel By The Lake Unit 2 A Condo SubDv. ⋅ 32707 Zip Code

Experience elevated lakefront living in the gated Carmel by the Lake community on beautiful Lake Howell in Seminole County. This spacious fourth-floor residence, conveniently accessed by elevator, offers 1,876 square feet of thoughtfully designed living space with 3 bedrooms, 2 bathrooms, and an open-concept layout that showcases breathtaking views of the lake and beautifully landscaped grounds from your private balcony. Wake up each morning to breadth taking peaceful scenery and enjoy a true resort-style lifestyle with exclusive private access to Lake Howell for boating, fishing, kayaking, and paddle boarding. Community amenities include a sparkling swimming pool, tennis courts, clubhouse, and meticulously maintained grounds, all within the security of a gated community. The HOA provides exceptional value by covering water, sewer, cable TV, high-speed internet, exterior maintenance, roof maintenance, and grounds care, allowing you to enjoy a carefree, lock-and-leave lifestyle. Perfectly located just minutes from Winter Park, Maitland, Lake Mary, Altamonte Springs, and Downtown Orlando, this home offers convenient access to major highways, premier shopping, dining, entertainment, top-rated medical facilities, and Orlando's world-renowned attractions. Whether you're searching for a primary residence, seasonal getaway, or low-maintenance luxury retreat, this exceptional waterfront condo offers the perfect blend of comfort, convenience, and Florida living. Schedule your private showing today and discover why Carmel by the Lake is one of Central Florida's most desirable lakefront communities to call home.

1158 Carmel Circle Unit 430, Casselberry

$450,000

4 Beds ⋅ 2 Baths ⋅ Sterling Oaks SubDv. ⋅ 32707 Zip Code

Price adjustment...., Wonderful opportunity to enjoy comfortable Florida living in a well-established neighborhood With NO HOA!! Step inside to discover bright, open living spaces filled with natural light, creating a warm and welcoming atmosphere. Recently remodeled included but not limited to windows, doors, freshly painted inside and outside. "The upgraded high-end kitchen serves as the heart of the home, offering ample cabinet, modern appliances and counter space to prepare meals with ease. With desirable split floor plan that's perfect for today's lifestyle. The thoughtfully designed layout separates the primary suite from the 3 additional bedrooms, creating a private retreat while providing ideal space for family, guests, or a home office. Step outside to your private screened-in patio. Enjoy a private over 0.30 Acre backyard with endless possibilities—whether you envision weekend barbecues, gardening, or creating your own outdoor oasis. Conveniently located near shopping, dining, parks, top-rated schools, and major highways, this home offers easy access to Downtown Orlando and Central Florida's world-famous attractions.Whether you're searching for your forever home or your next investment, 1560 Guinevere Drive combines a functional layout, an excellent location, and the comfort you've been looking for. Schedule your private showing today and discover this wonderful home!

1560 Guinevere Drive, Casselberry

$185,000

2 Beds ⋅ 3 Baths ⋅ Lake Howell Arms Condo SubDv. ⋅ 32707 Zip Code

2% to the buyer towards closing costs and prepaid with an accepted offer! Roomy 2-bed 2.5-bath townhouse/Condo in a Lakefront Condo Community. Lake Howell Arms Condos are located on the west shore of a 400-acre private fish & Ski Lake Howell in southern Seminole County on the border of Winter Park. Fenced-in stone patio. Large bedrooms. Updated Master bath features a walk-in shower and a balcony, with ample closet space. Good-sized guest bedroom with an updated guest bath featuring a tub/shower. Energy-efficient windows. HE Washer/Dryer. Plus, as a big bonus, this property includes a coveted Carport. There are 276 Units and only 60 Carports. New 12/2025 complete A/C system. New breaker panel 6/2025. New water heater Expansion Tank 6/2025. Updated new light fixtures in the kitchen, half bath, and closet hallway in the master bedroom. 7/2025. Huge lakefront Community pool. Private Boat ramp. Boat trailer parking is available on the property at no charge. This is a great starter or investment property. Water, sewer, and Trash are included in the maintenance fee. New roofs 2021. Replumbed in 2018.

116 Georgetown Drive, Casselberry

$449,900

3 Beds ⋅ 2 Baths ⋅ Howell Cove 4th Sec SubDv. ⋅ 32707 Zip Code

One or more photo(s) has been virtually staged. WELCOME-BIENVENIDO to HOWELL COVE! Do you have an RV or boat? This home offers a dedicated side parking area with a concrete pad and an accessible fence gate for extra convenience. This property features a NEW A/C (2026).Beautiful 3-bedroom, 2-bathroom home located in the Seminole County area!, fresh interior paint, and sits on a spacious 0.96-acre lot the property extends beyond the fence line and backs up to a conservation area and no rear neighbors, offering extra privacy, comfort, and peaceful views. The semi-circle driveway creates an elegant entrance while providing convenient easy-in/easy-out access without the need to reverse. As soon as you enter the home, you will notice the tile flooring throughout the entire house. The spacious living room features French doors leading to a screened patio and a huge deck overlooking the beautiful backyard. The fully remodeled kitchen with wood cabinets is perfect for hosting amazing dinners with family and friends. The garage has been freshly painted, including the floor. There is also a storage shed already waiting for you! Don’t wait too long! Schedule your private showing or tour today.

3633 Jericho Drive, Casselberry

$580,000

4 Beds ⋅ 2 Baths ⋅ Howell Cove 4th Sec SubDv. ⋅ 32707 Zip Code

Welcome to this beautifully updated 4-bedroom, 2-bathroom pool residence situated on an expansive 0.47-acre lot in the highly desirable Howell Cove community of Casselberry. Combining modern upgrades, energy efficiency, and flexible living spaces, this move-in ready home offers both comfort and long-term value. Major improvements completed in 2024 include a brand-new roof, new A/C system, fully remodeled kitchen, renovated primary bathroom, resurfaced pool, and new pool pump — providing peace of mind for years to come. Solar panels are included, enhancing energy efficiency and reducing long-term utility costs. Designed for versatility, the home features a dedicated den/library ideal for remote work, along with a spacious family room that offers flexible-use potential suitable for an in-law setup, private guest retreat, or multi-generational living. Interior highlights include high ceilings, crown molding, a split-bedroom floor plan, formal living and dining rooms, abundant natural light, and seamless indoor-outdoor flow to the screened-in pool enclosure — perfect for year-round Florida living. The oversized backyard provides exceptional privacy and space rarely found in the area, ideal for entertaining or relaxing in your own private retreat. Located within the Seminole County school district and zoned for Red Bug Elementary, Tuskawilla Middle, and Lake Howell High. Low HOA of only $50 annual. A rare opportunity to own a thoughtfully upgraded pool home with modern systems, energy-saving features, and flexible living options in an established community.

3717 Jericho Drive, Casselberry

$135,000

2 Beds ⋅ 1 Baths ⋅ Lake Howell Arms Condo SubDv. ⋅ 32707 Zip Code

Charming 2-bedroom, 1-bathroom condo in Casselberry, Florida, featuring an updated kitchen, tile floors, a private fenced backyard, and convenient in-unit laundry. The open living area is finished with easy-care tile floors and flows seamlessly into an updated kitchen, which offers modern cabinetry, ample counter space, and a practical layout for everyday cooking and entertaining. The two bedrooms provide flexible space for guests, a home office, or relaxation, while the renovated bathroom serves the whole home. A standout feature is the private, fenced backyard—perfect for morning coffee, outdoor dining, a small garden, or a secure space for pets. Located in a friendly neighborhood with easy access to shopping, dining, parks, and major commuter routes, this condo offers the best of Casselberry living with all the essentials just moments away.

117 Georgetown Drive Unit B, Casselberry

Start Your Search

32707 has a handful of active homes with no HOA on the market at any given time, so inventory here is thin and moves quickly. They run from $135,000 to $580,000, with a median around $419,999. The typical one is about 1,794 square feet with 3 bedrooms. The list below is pulled live from the MLS, so it is current even when this write-up is not.

32707 homes with no HOA at a glance

Active listings	a handful
Median list price	$419,999
Price range	$135,000 to $580,000
Median size	1,794 sq ft
Median bedrooms	3
Median year built	1980
Median days on market	33

No HOA and optional HOA are not the same thing

Most searches lump these together. They are different to live in, and the difference is worth understanding before you rule a house in or out.

No association at all	6	No HOA, no dues, no architectural approval. You answer to the county and to any deed restrictions recorded on the plat, nothing else.
Association exists, membership optional	3	There is a community association but dues and membership are voluntary. No mandatory assessment, no enforcement arm, and usually no approval process for what you do with your own house. Many owners join for the amenities and nothing happens if you do not.

Neither one carries a mandatory assessment. That is the thing most buyers are actually trying to avoid when they search for no HOA. Deed restrictions can still exist in both cases and are recorded against the plat, so read them before you write.

32707 homes with no HOA by price range

under $300k	3
$300k-$500k	5
$500k-$750k	1

What to check before you write an offer

What no-HOA actually means for insurance and exterior upkeep
Deed restrictions can still exist without an HOA
Resale considerations
How to verify there is no association before writing an offer

Want any of these verified on a specific address? Call or text 407-616-9019 and we will pull it.

Frequently asked questions

How many homes with no HOA are for sale in 32707?

There are a handful active at any given time. The list on this page comes straight from the MLS and updates on its own.

What do homes with no HOA cost in 32707?

The median list price is around $419,999, with the range running $135,000 to $580,000.

Does no HOA mean there are no rules at all?

No. A property can be free of an HOA and still carry deed restrictions recorded against the plat, and city or county code still applies. Always read the recorded restrictions before assuming.

Can you show me homes with no HOA in 32707?

Yes. Call or text 407-616-9019 and we will set up showings.