The Wealthiest ZIP Codes in Orlando and Central Florida (2026 Update)

Most "wealthiest ZIP code" lists rank neighborhoods by census income estimates that are several years old by the time you read them. This one ranks them by what homes in each ZIP code actually sold for over the last twelve months, using closed sales from Stellar MLS. Updated August 2026.

How this list was built

We pulled every closed residential sale in Orange, Seminole, Lake and Volusia counties from August 2025 through July 2026: 37,659 sales in total. We grouped them by ZIP code, took the median closing price of each group, and ranked the results. A ZIP code needed at least 50 closed sales in the period to qualify, which left 96 of the 118 ZIP codes in the data.

That 50 sale floor matters more than it sounds. ZIP code 34760 in Oakland posted a median of $1,801,624, which would have topped this list by a wide margin, on a grand total of 18 sales. A handful of lakefront closings can move a small ZIP code's median by hundreds of thousands of dollars, so small samples are excluded rather than presented as a trend.

The 15 most expensive ZIP codes right now

Rank	ZIP	Area	County	Median sale price	Closed sales	Median days on market
1	32789	Winter Park	Orange	$920,000	443	30
2	34756	Montverde	Lake	$892,000	166	62
3	32836	Dr. Phillips	Orange	$850,000	307	37
4	34786	Windermere	Orange	$820,000	665	35
5	32814	Baldwin Park	Orange	$753,750	118	34
6	32827	Lake Nona	Orange	$725,000	457	42
7	32766	Oviedo and Chuluota	Seminole	$641,000	150	20
8	32833	Wedgefield	Orange	$625,000	141	53
9	34787	Winter Garden	Orange	$585,000	1946	33
10	32732	Geneva	Seminole	$575,000	55	46
11	32804	College Park	Orange	$550,000	406	36
12	32779	Longwood and Sabal Point	Seminole	$550,000	419	23
13	32169	New Smyrna Beach	Volusia	$550,000	518	86
14	32820	Bithlo	Orange	$537,450	118	36
15	32832	Moss Park and Lake Nona South	Orange	$526,500	544	44

Winter Park takes the top spot at $920,000 across 443 closed sales. Montverde in Lake County is second, and it is the one entry on this list most people do not expect. Windermere and Dr. Phillips, the two areas usually treated as shorthand for Orlando money, sit third and fourth.

What changed since our last update

The earlier version of this page ranked ZIP codes by median household income and put 32766 first. Ranking by closing price instead reorders the list, because income and home price do not track each other as closely as people assume.

Old rank	ZIP	Area	Rank by sale price now	Median sale price
1	32766	Oviedo and Chuluota	7	$641,000
2	32836	Dr. Phillips	3	$850,000
3	34786	Windermere	4	$820,000
4	32827	Lake Nona	6	$725,000
5	32779	Longwood	12	$550,000

Longwood is the clearest example. It was fifth on an income basis and sits at 12 by what homes there actually sell for. High household income with comparatively moderate housing costs is what a lot of buyers are hunting for, so a lower rank on this particular list is not a knock on the area.

Price is not the same thing as competition

The days on market column tells a different story than the price column. Oviedo and Chuluota, 32766, clears in a median of 20 days, the fastest in the top ten, at $641,000. New Smyrna Beach, 32169, carries a similar price tag but takes a median of 86 days to sell. Two ZIP codes at nearly the same price point behave like completely different markets, and that gap is where negotiating room lives.

What this means if you are buying or selling

If you are selling in one of these ZIP codes, the median is a starting point and not a list price. Pricing follows the specific comparable sales on your street and the condition of your home, and the days on market figure for your ZIP code tells you how much patience the current market is asking for.

If you are buying, the ZIP codes just outside the top fifteen usually carry the same schools, commutes and lake access as the ones inside it, at a different price. That is the search worth running.

Browse homes in these areas

Every ZIP code in the table links to current listings for that area. You can also browse all Orlando ZIP codes on one map, or start with the county level: Orange County, Seminole County, Lake County and Volusia County.

Source and limits

Figures are median closing prices from Stellar MLS for closed residential sales in Orange, Seminole, Lake and Volusia counties, August 2025 through July 2026, retrieved 22 August 2026. Medians describe the middle of a range and say nothing about any individual property. ZIP codes with fewer than 50 closed sales in the period are excluded. This page covers our four county service area, so ZIP codes in neighboring counties are not ranked here.

Questions about a specific ZIP code, or want the comparable sales for your own street? Call or text Brenden Rendo at 407-616-9019.